Which is cheaper, Nexo Card or Wirex Card?

Nexo Card and Wirex Card both cost Free a year. The difference between them is in the fees that apply per transaction.

Does Nexo Card or Wirex Card require identity verification?

Nexo Card requires identity verification and Wirex Card requires identity verification.

Can I use Nexo Card and Wirex Card in the United States?

Nexo Card does not list the United States as a supported region and Wirex Card does not list the United States as a supported region.

Which has the cheaper top-up fee, Nexo Card or Wirex Card?

Nexo Card charges Free to load funds, against 1% for Wirex Card.

Which of Nexo Card and Wirex Card pays cashback?

Wirex Card pays the most, up to 8%, against 2% for Nexo Card.

Can I get a physical card from Nexo Card or Wirex Card?

Nexo Card issues physical and virtual cards and Wirex Card issues physical and virtual cards.

Does Nexo Card or Wirex Card work with Apple Pay and Google Pay?

Nexo Card supports neither and Wirex Card supports Apple Pay and Google Pay.

Which has the higher ATM withdrawal limit, Nexo Card or Wirex Card?

Wirex Card releases more cash, EUR 5,000 per month, against EUR 2,000 per day for Nexo Card.

Which cryptocurrencies can I spend from Nexo Card and Wirex Card?

Nexo Card accepts 15 directly (BTC, ETH, USDT, USDC, DAI, XRP, SOL, ADA, DOT, MATIC, LINK, AVAX, ATOM, UNI, AAVE) and Wirex Card accepts 5 (BTC, ETH, USDT, XRP, LTC), so an asset one of them does not list has to be converted before you spend it.

Which card network do Nexo Card and Wirex Card run on?

Nexo Card runs on mastercard and Wirex Card on mastercard.

Head to head

Nexo Card vs Wirex Card

You are a Nexo user comparing its card with a multi-country one before you move your balance.

What the difference costs you

The same two fee tables, turned into money. Useful if you load funds more than a few times a year.

Load $1,000 onto each card. Wirex Card charges $10 to load it, against Nexo Card charges nothing to load it. That is $10 more on every single top-up.

Where the two actually differ

Wirex Card returns more cashback on spending, up to 8%.
Nexo Card charges less to load funds onto the card. If you add money regularly, that difference applies far more often than the annual fee does.
If you use ATMs, Wirex Card has the higher cash withdrawal limit: EUR 5,000 per month against EUR 2,000 per day for Nexo Card.
Wirex Card supports more mobile wallets, which is what decides whether you can pay with a phone.
Wirex Card excludes fewer countries, so it is the one more likely to work in a second market.
Nexo Card accepts more assets directly, listed on its card page, which decides whether you have to convert before you spend.

Every line above is generated from the fields in the table below, so none of it is an opinion. Where a value is missing from the provider dataset, the difference is reported as unknown rather than as a win.

Nexo Card fees vs Wirex Card fees, side by side

The crypto card fees, limits and verification rules both providers publish, on the same rows. A dash means the dataset holds no value for that field rather than that the value is zero.

Nexo Card compared with Wirex Card
Card	Network	Form	KYC	Annual fee	Issuance	Top-up	Cashback	ATM limit	Wallets	In the US
Nexo Card	Mastercard	Virtual, Physical	Required	Free	Free	Free	0.5-2%	EUR 2,000 · daily	—	No
Wirex Card	Mastercard	Virtual, Physical	Required	Free	Free	1%	0.5-8%	EUR 5,000	Apple Pay, Google Pay	No

Fee, limit and KYC data was last updated 2026-10-02.

Which one you should pick

Each line below is a case where that card beats the other one on a field both providers publish. Nothing here is an overall score.

Choose Nexo Card if

loading funds is free, against 1% on Wirex Card
you want to spend without converting first, and it accepts 15 assets directly against 5

Nexo Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0.5-2% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, CA, AU, JP, CN, RU, IN. Annual fee Free, top-up Free, cashback 0.5-2%.

What Nexo Card costs you

Identity verification required
No Apple Pay or Google Pay support
Not available in the United States

Choose Wirex Card if

cashback is higher at 8% against 2%
you pay with your phone, and it supports Apple Pay and Google Pay where the other card supports neither
you take money out at ATMs, with a EUR 5,000 per month limit against EUR 2,000 per day
you travel, and it excludes fewer countries than the other card does

Wirex Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0.5-8% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes USA. Annual fee Free, top-up 1%, cashback 0.5-8%.

What Wirex Card costs you

1% top-up fee
Identity verification required
Not available in the United States

Questions about Nexo Card and Wirex Card

Answered from the same provider dataset as the table above. A question is left out rather than answered with “not published”.

Which is cheaper, Nexo Card or Wirex Card?: Nexo Card and Wirex Card both cost Free a year. The difference between them is in the fees that apply per transaction.
Does Nexo Card or Wirex Card require identity verification?: Nexo Card requires identity verification and Wirex Card requires identity verification.
Can I use Nexo Card and Wirex Card in the United States?: Nexo Card does not list the United States as a supported region and Wirex Card does not list the United States as a supported region.
Which has the cheaper top-up fee, Nexo Card or Wirex Card?: Nexo Card charges Free to load funds, against 1% for Wirex Card.
Which of Nexo Card and Wirex Card pays cashback?: Wirex Card pays the most, up to 8%, against 2% for Nexo Card.
Can I get a physical card from Nexo Card or Wirex Card?: Nexo Card issues physical and virtual cards and Wirex Card issues physical and virtual cards.
Does Nexo Card or Wirex Card work with Apple Pay and Google Pay?: Nexo Card supports neither and Wirex Card supports Apple Pay and Google Pay.
Which has the higher ATM withdrawal limit, Nexo Card or Wirex Card?: Wirex Card releases more cash, EUR 5,000 per month, against EUR 2,000 per day for Nexo Card.
Which cryptocurrencies can I spend from Nexo Card and Wirex Card?: Nexo Card accepts 15 directly (BTC, ETH, USDT, USDC, DAI, XRP, SOL, ADA, DOT, MATIC, LINK, AVAX, ATOM, UNI, AAVE) and Wirex Card accepts 5 (BTC, ETH, USDT, XRP, LTC), so an asset one of them does not list has to be converted before you spend it.
Which card network do Nexo Card and Wirex Card run on?: Nexo Card runs on mastercard and Wirex Card on mastercard.

Both cards are described from the provider dataset bit.pizza maintains, last updated 2026-10-02. Providers change their own fees and terms, so confirm anything you rely on with them directly.