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Crypto card guide

Best crypto cards by annual fee, cashback and coverage

There is no best crypto card for everyone, because the providers disagree on the three things that decide the answer: what a year of use costs, which countries they will issue to, and whether you have to prove who you are. This page lists every card in a fixed order: cheapest annual fee first, then the highest cashback, then the widest country coverage. Every value in the table is what the provider publishes, with the collection date below the table. Where a value is missing the table says so rather than guessing.

How the best crypto card ranking is decided

Four fields, in this order: the annual fee, then the highest cashback rate, then the number of regions the provider issues to, then the name. That is the whole rule. It is the same on every reload and does not depend on who is looking. bit.pizza publishes no score and no opinion about these providers, so "best" here means the card that wins on those published fields and nothing else. A card that is cheaper but is not issued to your country cannot be the best card for you, which is why availability is the first filter to apply and the last one to give up.

The best crypto debit card, and what makes it one

Every card in this table is funded from a balance you already hold, which is the product the market calls a crypto debit card. A rewards credit card, where the provider lends you the money and pays you back for spending it, is a different product and is not in this table. So the best crypto debit card is whichever row wins on annual fee, cashback and coverage for the way you actually spend, and the order above is exactly that ordering rather than an editorial pick.

The 107 cards that match

Best crypto cards by annual fee, cashback and coverage
CardNetworkFormKYCAnnual feeIssuanceTop-upCashbackATM limitWalletsIn the US
1inch CardMastercardVirtual, PhysicalRequiredFreeFreeFree1-2%$500 · dailyApple Pay, Google PayNo
Volet CardVisaVirtual, PhysicalRequiredFree$11%0%$3,000Apple Pay, Google PayNo
Avalanche CardVisaVirtual, PhysicalRequiredFreeFreeFree0%—Apple Pay, Google PayYes
Avici CardVisaVirtual, PhysicalRequiredFree$10—0%——Yes
Banxe CardMastercardVirtual, Physical—Free$10—0%—Apple Pay, Google PayNo
Based CardVisaVirtual, Physical—Free$100—0%—Google PayYes
Binance CardMastercardVirtual, PhysicalRequiredFreeFreeFree0.5-3%$290Apple Pay, Google PayNo
Fold CardVisaVirtual, PhysicalRequired$120Free—0.5-1.5%—Apple Pay, Google PayYes
Amulets CardVisaVirtualRequiredFreeFree—3%——Yes
Bitpanda CardVisaVirtual, PhysicalRequiredFreeFreeFree1%EUR 500 · dailyApple Pay, Google PayNo
BitPay CardMastercardVirtual, PhysicalRequiredFree$10Free0%$6,000Apple Pay, Google PayNo
Bitrefill CardVisaVirtual—FreeFree—1-2%—Google PayNo
BlackcatcardMastercardVirtual, Physical—FreeFree—0.5-5%——No
Brighty CardVisa, MastercardVirtual, PhysicalRequiredFree$2.99Free0.5-1.75%$3,000Apple Pay, Google PayNo
Bybit CardMastercardVirtual, PhysicalRequiredFreeFreeFree2-4%$10,000Apple Pay, Google PayNo
CEX.IO CardMastercardVirtual—FreeFree—0%—Apple Pay, Google PayNo
CryptoCash CardMastercardVirtual, Physical—Free$75—0%—Apple Pay, Google PayYes
PokePay CardVisaVirtual, Physical—Free$5—0%——No
Spritz CardVisaVirtual, Physical—FreeFree—0%—Apple Pay, Google PayYes
THORWallet cardMastercardVirtualRequiredFreeFree—0%—Apple Pay, Google PayNo
SolCardVisa, MastercardVirtualNot requiredFree$10Free0%—Apple Pay, Google PayYes
Coin98 Fusion CardVisaVirtualRequiredFree$91%0.5-2%SGD 10,000 · dailyApple Pay, Google PayNo
CoinW CardVisaVirtual, PhysicalRequiredFreeFree2%0%—Apple Pay, Google PayNo
Crydit Crypto CardVisaVirtual, Physical—Free$249—0%—Apple PayYes
CryptoLife Card MastercardVirtual, Physical—Free$5—1-2%—Apple Pay, Google PayNo
CryptoPay CardVisaVirtual, PhysicalRequired$12$51%1%$450—No
Cypher CardVisaVirtual, PhysicalRequiredFreeFree—0-0.35%—Apple Pay, Google PayYes
Deblock CardVisaVirtual, Physical—FreeFree—0.1-1%—Apple Pay, Google PayNo
Fuse CardVisaVirtualRequiredFreeFree—0%—Apple PayYes
Copperx Personal CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayYes
Krak CardMastercardVirtual, PhysicalRequiredFreeFree—0-2%—Apple Pay, Google PayNo
Kem Infinity CardVisaVirtualRequiredFreeFree—0-3%—Apple Pay, Google PayYes
Exa CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayYes
Exactly Visa CardVisaVirtual, PhysicalRequiredFreeFreeFree1%$500Apple Pay, Google PayNo
Exodus Spend CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayNo
HolyheldMastercardVirtual, PhysicalRequiredFree$290.75%0.5-1%EUR 1,000 · dailyApple Pay, Google PayNo
Kardpay CardMastercardVirtual—Free$295%0-2%$1,500 · daily—Yes
Karma CardVisaVirtualRequiredFreeFree————Yes
KASTVisaVirtual, PhysicalRequiredFreeFreeFree1.5-3%$750Apple Pay, Google PayYes
Kolo CardMastercard, VisaVirtualRequiredFreeFreeFree0-2%$500 · per withdrawalApple Pay, Google PayNo
Laso Prepaid CardVisaVirtualNot requiredFreeFree3.8%0%—Apple Pay, Google PayYes
Lemon CardVisaVirtual, Physical—FreeFree—0.5-2%—Apple Pay, Google PayNo
IZIPAY Virtual Crypto CardVisaVirtualNot requiredFree$49.993%——Apple Pay, Google PayYes
KuCoin KuCardVisaVirtual, PhysicalRequiredFree$9.99Free1-3%—Apple Pay, Google PayNo
Moonwell CardVisaVirtual, PhysicalRequiredFreeFree0.5%0%$2,000 · dailyApple Pay, Google PayYes
MPCVault CardVisaVirtual—Free$1—0%—Apple Pay, Google PayNo
Nebeus CardMastercardVirtual, PhysicalRequiredFreeFree—0%EUR 2,000Apple Pay, Google PayNo
Nocturne Aurora CardVisaVirtualNot requiredFree$455%——Apple Pay, Google PayYes
Onboard Flex CardVisaVirtualRequiredFreeFree—0%—Apple Pay, Google PayNo
OrbitX CardVisaVirtual, Physical—$144$100—0%—Apple Pay, Google PayYes
Pay3 CardVisa, MastercardVirtual, PhysicalRequiredFreeFree—0%—Apple Pay, Google PayYes
Payy CardVisaVirtual, PhysicalRequiredFreeFreeFree0%—Apple Pay, Google PayYes
PEXX CardMastercardVirtual—FreeFree—0%—Apple Pay, Google PayNo
Pintopay CardVisaVirtualNot requiredFree$152.5%0%—Apple Pay, Google PayYes
Tria CardVisaVirtual, PhysicalRequiredFreeFreeFree1.5-6%—Apple Pay, Google PayYes
Oobit Tap & PayVisaVirtualRequiredFreeFree—1-10%$750Apple PayYes
Pyra CardVisaVirtual, PhysicalRequiredFreeFreeFree0-2%EUR 400Apple Pay, Google PayYes
Ready CardMastercardPhysicalRequiredFreeFreeFree0.5-3%$500—No
Rebind CardVisaVirtualRequiredFreeFreeFree1-5%—Apple Pay, Google PayNo
RedotPayVisaVirtual, PhysicalRequiredFree$10Free0%—Apple Pay, Google PayNo
Ripio CardVisaVirtual, Physical—FreeFree—0.5-4%—Apple Pay, Google PayNo
RivoCard Virtual CardVisa,MastercardVirtualNot requiredFree$2.55%0%—Apple Pay, Google PayYes
Rizon Visa CardVisaVirtual, Physical—Free$10—0.1-5%—Apple Pay, Google PayYes
Plutus CardVisaVirtual, PhysicalRequired$83.88$9.991%3%—Apple Pay, Google PayNo
Shakepay CardVisaVirtual—FreeFree—1-1.5%—Apple Pay, Google PayNo
Solayer Emerald CardVisaVirtual, PhysicalRequiredFree$751%—$500Apple Pay, Google PayNo
Solflare CardMastercardVirtualRequiredFreeFree—0%—Apple Pay, Google PayNo
Solid CardVisaVirtualRequiredFreeFreeFree2-5%$2 · 3-day periodApple Pay, Google PayYes
SpectroCoin CardVisaVirtual, PhysicalRequired$13.8FreeFree0%$2,500—No
Stables CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayYes
Swype.fun CardVisaVirtual—FreeFree—0%——Yes
Tap CardMastercardVirtual, PhysicalRequiredFree$12.99—0.5-8%—Apple Pay, Google PayNo
TapxCard Virtual CardVisaVirtualRequiredFreeFree————Yes
Tevau CardVisa, MastercardVirtual, Physical—Free$100—0%—Google PayYes
The X Bank CardVisa, MastercardVirtual, Physical—Free$200—0-0.8%—Apple Pay, Google PayNo
Tonhub CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayNo
Trade Republic CardVisaVirtual, Physical—Free$5—1-2%EUR 100 · per withdrawalApple Pay, Google PayNo
Trustee Plus Crypto CardMastercardVirtual, PhysicalRequiredFree$10—0%—Apple Pay, Google PayNo
Tangem PayVisaVirtualRequiredFreeFreeFree4%$250Apple Pay, Google PayYes
Tuyo CardVisaVirtualRequiredFreeFreeFree0%—Apple Pay, Google PayYes
WaldenPay Premium Virtual CardMastercardVirtualNot requiredFree$195%——Apple Pay, Google PayYes
Ugly VisaVisaVirtual, Physical—FreeFree—1-4%——No
Uphold CardVisa, MastercardVirtual, Physical—Free$4.99—1-6%—Apple Pay, Google PayYes
Utorg Crypto CardMastercardVirtual—FreeFree—0%—Apple Pay, Google PayNo
Veera CardVisaVirtual, PhysicalRequiredFreeFree———Apple Pay, Google PayYes
Vepay CardVisaVirtualRequiredFreeFree2%———Yes
Xapo CardVisaVirtual, PhysicalRequiredFreeFreeFree0.2-1.1%$1,000Apple Pay, Google PayNo
Wirex CardMastercardVirtual, PhysicalRequiredFreeFree1%0.5-8%EUR 5,000Apple Pay, Google PayNo
Cryptomus Virtual CardVisaVirtualRequiredFree$43.2%0%—Apple Pay, Google PayNo
Airtm USD Virtual Prepaid CardVisaVirtualRequiredFreeFree1%0%FreeApple Pay, Google PayYes
XPlace CardVisaVirtual, PhysicalRequiredFreeFree2%0-2%—Apple Pay, Google PayYes
Plasma OneVisaVirtual, PhysicalRequiredFreeFreeFree2%—Apple Pay, Google PayYes
Ether.fi CardVisaVirtual, PhysicalRequiredFreeFreeFree2-3%$10,000Apple Pay, Google PayYes
BitMart CardVisaVirtual, PhysicalRequiredFree$70Free5.5%$2,000Apple Pay, Google PayNo
Offramp Spend CardVisaVirtual, Physical—FreeFree—0%—Apple Pay, Google PayYes
Coinbase CardVisaVirtual, PhysicalRequiredFreeFree2.49%0.5-4%$1,000 · dailyApple Pay, Google PayYes
PlasBit Plastic CardVisaPhysicalRequired$24—0.5%—$5,000Apple Pay, Google PayNo
UR Debit CardMastercardVirtual, Physical—FreeFree—0%—Apple Pay, Google PayNo
Wallbit CardVisaVirtualRequiredFree$5Free0%$500 · dailyApple Pay, Google PayYes
xPortal CardMastercardVirtual, PhysicalRequiredFreeFree—0.1-0.5%EUR 500Apple Pay, Google PayNo
Zebec CardMastercardVirtual, Physical—$12$8—0%—Apple Pay, Google PayYes
Zypto Virtual CardVisaPhysicalRequiredFreeFree3%0%$22,000Apple Pay, Google PayYes
Zero Fiat Browser ExtensionMastercardVirtualNot requiredFreeFreeFree1%——Yes
xHype Essential CardVisaVirtualRequired$108$102.1%——Apple Pay, Google PayYes
CoinZoom CardVisaVirtual, PhysicalRequiredFree$101.99%0.5-5%$1,000Apple Pay, Google PayYes
Zeroid Virtual CardVisaVirtualNot requiredFree$392.9%0%—Apple Pay, Google PayYes
Bleap Crypto CardMastercardVirtual, PhysicalRequiredFreeFreeFree1-20%$400Apple Pay, Google PayNo

Fee, limit and KYC data was last updated 2026-10-02. Every value comes from the provider dataset bit.pizza maintains, and a dash means the dataset holds no value rather than that the fee is zero.

Which one to start with

Bleap Crypto Card costs nothing to keep. That is the floor on the one cost you pay whether you use the card or not, so it is the sensible starting point. It is not a recommendation: read its own page for the conversion fee, the ATM limit and whether the provider issues to you at all.

Common questions

How does bit.pizza rank these cards?

By annual card fee, then cashback, then how many countries the provider issues to. There is no editorial score, so nothing here depends on an opinion. The full fee, KYC and limits table is on the same page so you can apply a different order yourself.

Why is a fee shown as "free" in one place and a number in another?

A card that charges nothing annually still costs something to use, through a top-up fee, a foreign exchange fee or an ATM fee. Each of those is a separate row in the table. "Free" only ever means that specific fee is zero.

How current is this list?

The provider dataset is re-verified on a schedule and every page shows the date of the data it was built from. Provider terms change whenever the provider decides to change them, so treat the table as a starting point and confirm anything you rely on with the provider before you fund an account.

Read the full card data

Every card has its own page, with every field filled in and the alternatives worth weighing it against.

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