107 crypto cards compared on cost, limits and KYC

Crypto debit cards: what this table covers

Every card in this table is a crypto debit card: you spend from a balance you already hold, and the terminal sees an ordinary card payment. A rewards credit card, where a provider lends you the money and pays you back for spending it, is a different product and is deliberately not in this table, because none of the fee columns here would describe one. So if what you want is a card that lends you money rather than one that spends what you hold, this is the wrong list, and no amount of sorting changes that.

Crypto card fees: the three that decide the cost

A card with no annual fee is not automatically a cheap card, and the reason sits in the other two fee columns. Issuance is a one-off charge for the card numbers or the plastic. Top-up is charged every time you move value onto the card, so it recurs on every transaction that needs funding, which is what makes it the fee people notice last and pay most often. The three fee columns are the ones to read first; the ATM limit column then tells you the most the card will hand out in cash, which is where a card that looks free can still turn out not to be one.

The full list of crypto debit cards compared

This is the whole list of crypto debit cards bit.pizza tracks: 107 providers, one table, no filter applied. Every value is in the HTML rather than behind a search box that has to be opened first. Each row is one record of the provider dataset — fees, limits, KYC, network, wallets and the regions the provider issues to. A dash means the dataset holds no value for that field, never that the value is zero. Every name in the first column links to a page carrying the same numbers plus the alternatives worth weighing that card against.

Every crypto card, Visa or Mastercard

The network is a field in the table rather than a ranking: 80 of these 107 cards run on Visa, 35 on Mastercard and 8 publish both. What the network decides is acceptance, because the card is paid wherever that network is accepted and it is also what a terminal or an ATM is set up to take. It does not decide what the card costs you: fees, cashback and limits come from the provider, which is why the network column sits beside the fee columns instead of standing on its own.

Where a Visa crypto card differs from a Mastercard crypto card

Very little of the difference is about price. A Visa crypto card and a Mastercard crypto card are both ordinary payment cards, and the annual fee, the issuance fee, the top-up fee and the cashback rate on either one are set by the provider rather than by the scheme. The network therefore never decides on its own which card is cheaper. What it does decide is acceptance, which is why it is recorded per card in the table below next to the regions the provider publishes. If a card is accepted everywhere you need it to be, choose on fees and limits. If it is not, the network question is settled before you start comparing prices.

Prepaid crypto cards and why there are so few here

2 of these 107 cards are prepaid products: the provider names them that way. The rest are balance-funded cards issued against a crypto account, which is a different funding model even when the card itself is a normal Visa or Mastercard. bit.pizza records the form of a card as virtual, physical or both, because that is what providers publish; it does not record a prepaid-versus-credit classification, because providers do not publish one consistently. Read "prepaid" here as the product name rather than as a categorisation of the whole table.

Virtual card with crypto top-up: how loading funds works

A virtual card with crypto top-up holds no balance of its own until you put one there. Two paths exist and they cost different things. A crypto transfer from the exchange where you already keep funds is usually the cheaper one, and the provider prices it as the top-up fee you see in the table below. A bank transfer or a card payment is usually slower and often carries a charge on the provider's side of the transaction. Either way the amount that lands on the card is not the amount you sent, and the difference is exactly what the top-up column is reporting.

The three fee columns, and the FX one behind them

43 of these 107 cards publish no foreign exchange fee, and 36 publish an ATM withdrawal limit. Both figures are narrower than they look: a provider that publishes no FX rate is not promising zero, it is publishing nothing, and those cards are excluded from the no-FX-fee page rather than counted as free. A missing figure and a zero are different answers, and a card table that cannot tell them apart is a table you cannot make a decision from.

How to pick from this list

1. Start with availability. 54 of these cards list the United States as a supported region, which is a smaller set than the table below. A cheaper card you cannot open is not a cheaper card.
2. Then check the cost you will actually pay: annual fee, issuance, top-up and conversion. The first two happen once. The last two happen on a transaction.
3. Then check what you need from it: a physical card for a till and an ATM, a virtual number for subscriptions, or mobile wallet support to pay with a phone.
4. Only then look at cashback. A high rate on a card with a 2% conversion fee is a discount, not a reward.

The best cashback

Ranked on the highest rate the provider publishes, not on what that rate is worth. A card paying 15% on top of a conversion fee can return less than one paying 5% for free, so read the annual fee and top-up columns beside the cashback one before you choose.

Every card

Narrow it down

Each of these answers one question.

• Best crypto cards by annual fee, cashback and coverage
• No-KYC crypto cards: cards that need no identity check
• Free crypto debit cards: no annual fee and no top-up fee
• Virtual crypto cards: card numbers without plastic
• Physical crypto cards
• Crypto cards that pay cashback
• Crypto cards you can open in the United States
• Crypto cards with no FX fee
• Visa crypto cards compared
• Mastercard crypto cards compared
• Crypto cards that publish an ATM limit

Head to head

Two cards, one table, and the differences that actually decide it.

• Coinbase Card vs Bybit Card
• Coinbase Card vs Wirex Card
• Coinbase Card vs Crypto.com Prepaid Card
• Coinbase Card vs Binance Card
• Coinbase Card vs Tria Card
• Coinbase Card vs Ether.fi Card
• Coinbase Card vs XPlace Card
• Gemini Credit Card vs Bybit Card
• Gemini Credit Card vs Wirex Card
• MetaMask Card vs Bybit Card
• MetaMask Card vs Wirex Card
• Crypto.com Prepaid Card vs Wirex Card
• Crypto.com Prepaid Card vs Bybit Card
• Revolut vs Bybit Card
• BitPay Card vs Wirex Card
• Oobit Tap & Pay vs Wirex Card
• SolCard vs Bybit Card
• Krak Card vs Bybit Card
• Xapo Card vs Wirex Card
• Nexo Card vs Wirex Card
• Bitpanda Card vs Wirex Card
• SpectroCoin Card vs Wirex Card
• Solflare Card vs Wirex Card
• Ledger CL Card vs Wirex Card
• KAST vs Coinbase Card

About this list

9 of these 107 cards are issued without identity verification, and the rest require KYC. Every fee, limit and KYC value below comes from the provider dataset, not from a commercial relationship.

Providers change their own terms, their fees and the countries they issue to. This table is a snapshot, not a promise, and the provider is always the authority.