Crypto card review
Based Card review: fees, limits and KYC
Based Card is a physical and virtual card on the visa network. It has no annual fee. It pays 0% cashback on spending. The provider lists the United States as a supported region.
VisaVirtualPhysical
Crypto card fees on Based Card, and what it offers
Three fields decide what Based Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $100 and a top-up fee of Not supplied. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Based Card publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | — | Free | $100 | — | 0% | — | Google Pay | Yes |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Based Card is available
The provider lists Global as supported, and excludes Afghanistan, Albania, Algeria, Bangladesh, Barbados, Belarus, Bhutan, Bosnia and Herzegovina and 65 more. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
The trade-offs on Based Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Physical and virtual card
What costs you
- $100 card issuance fee
- No ATM withdrawal limit published
Cards to compare Based Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Based Card in context
Cashback 0%, top-up Not supplied, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.