Crypto card review
Kardpay Card review: fees, limits and KYC
Kardpay Card is a virtual card on the mastercard network. It has no annual fee. It pays 0-2% cashback on spending. The provider lists the United States as a supported region.
MastercardVirtual
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Crypto card fees on Kardpay Card, and what it offers
Three fields decide what Kardpay Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $29 and a top-up fee of 5%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Kardpay Card publishes an ATM limit of $1,500, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Kardpay Card is available
The provider lists US, EU, UK as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
The trade-offs on Kardpay Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- 0-2% cashback on spending
- ATM withdrawals up to $1,500
What costs you
- $29 card issuance fee
- 5% top-up fee
- Virtual card only
- No Apple Pay or Google Pay support
Cards to compare Kardpay Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
Kardpay Card in context
Cashback 0-2%, top-up 5%, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.