Crypto card review

Plasma One review: fees, limits and KYC

Plasma One is a physical and virtual card on the Visa network. It has no annual fee. It pays 2% cashback on spending. The provider requires identity verification before issuing it. The provider lists the United States as a supported region.

VisaVirtualPhysicalKYC required

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Crypto card fees on Plasma One, and what it offers

Three fields decide what Plasma One costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Plasma One publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.

Plasma One specification
NetworkFormKYCAnnual feeIssuanceTop-upCashbackATM limitWalletsIn the US
VisaVirtual, PhysicalRequiredFreeFreeFree2%—Apple Pay, Google PayYes

A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.

Where Plasma One is available

The provider lists WW as supported, and excludes AF, BA, BY, CD, CF, CN, CU, GN and 23 more. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.

The trade-offs on Plasma One

These are read straight off the fields in the table above, not opinions.

What works in your favour

  • No annual card fee
  • Free card issuance
  • No top-up fee
  • 2% cashback on spending

What costs you

  • Identity verification required
  • No ATM withdrawal limit published

What people say about Plasma One

Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.

These come from Trustpilot and cover the whole Plasma One service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.

  • I just discovered Plasma One Card, and it has become one of my favorites. Very nice newcomer.The Good:- 3% cashback for the basic tier. (Capped…

    Paulina from cryptonoshi.com, trustpilot.com, rated 5/5

  • So far, I really like Plasma. Everything has been working as it should, and the card experience has been smooth and reliable.At this point, I…

    Ns, trustpilot.com, rated 5/5

  • Title: Worst KYC process in fintech — blacklisted for a file upload mistakeReview:Absolute disaster of a platform. Applied for the Plasma One card, accidentally uploaded…

    lucas zhang, trustpilot.com, rated 1/5

  • I have never been banned from a donation center. I donated regularly in Colorado and have never been treated like shit...Waco biolife, needs to do…

    Nellie Bermudez, trustpilot.com, rated 1/5

  • No one explained to me the new donor coupon to me so instead of getting the $90, I only received $40

    Jennifer VanGeest, trustpilot.com, rated 1/5

  • This company should specifically state if you’ve had cancer, that you can’t donate! Instead they make you go through the process and waste several hours…

    Z, trustpilot.com, rated 1/5

  • The wait time here is in sane. They are clearly under staffed. They make you wait in line forever and on top of that it's…

    Janice Wynn-OrtizCamacho, trustpilot.com, rated 1/5

  • Biolife Plasma Services in American Fork, UT was awesome yesterday! Benjamin was a pro in sticking my arm. He's been there for over 3 years…

    Were Wolf, trustpilot.com, rated 5/5

  • Bait-and-switch on advertised Platinum benefitsI locked 100,000 XPL to access the Platinum tier based on clearly advertised benefits. What was actually delivered is a completely…

    Agent Smith, trustpilot.com, rated 1/5

  • I would not recommend Plasma to anyone based on my experience. The app and support experience have been extremely disappointing.I tried to complete verification using…

    MD SOJIB HOSSEN, trustpilot.com, rated 1/5

Cards to compare Plasma One against

Available in the country you are browsing from, on the same fields as the table above.

Alternatives to Plasma One
CardNetworkFormKYCAnnual feeIssuanceTop-upCashbackATM limitWalletsIn the US
Tria CardVisaVirtual, PhysicalRequiredFreeFreeFree1.5-6%—Apple Pay, Google PayYes
CoinZoom CardVisaVirtual, PhysicalRequiredFree$101.99%0.5-5%$1,000Apple Pay, Google PayYes
Ether.fi CardVisaVirtual, PhysicalRequiredFreeFreeFree2-3%$10,000Apple Pay, Google PayYes

Plasma One in context

Cashback 2%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.