Crypto card review
UR Debit Card review: fees, limits and KYC
UR Debit Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0% cashback on spending. The provider does not list the United States as a supported region, and excludes American Samoa, Guam, Iran, North Korea, Northern Mariana Islands, Puerto Rico, Russia, USA, Algeria, Angola, Burkina Faso, Cameroon, Côte d'Ivoire, Democratic Republic of the Congo, Kenya, Mali, Mozambique, Namibia, Nigeria, Senegal, South Africa, South Sudan, Tanzania, Uganda, Barbados, Cuba, Haiti, Jamaica, Mexico, Panama, Trinidad and Tobago, Venezuela, Afghanistan, Lebanon, Myanmar, Philippines, Syria, Vietnam, Yemen, Belarus, Gibraltar, Monaco, Ukraine, American Samoa, United States Minor Outlying Islands, Vanuatu.
MastercardVirtualPhysical
Crypto card fees on UR Debit Card, and what it offers
Three fields decide what UR Debit Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Not supplied. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. UR Debit Card publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Virtual, Physical | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where UR Debit Card is available
The provider lists Réunion, Brazil, Canada, Australia, China, Hong Kong, Japan, Malaysia, New Zealand, Singapore and 37 more as supported, and excludes American Samoa, Guam, Iran, North Korea, Northern Mariana Islands, Puerto Rico, Russia, USA and 38 more. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
The trade-offs on UR Debit Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- Apple Pay and Google Pay supported
- Physical and virtual card
What costs you
- Not available in the United States
- No ATM withdrawal limit published
Cards to compare UR Debit Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
UR Debit Card in context
Cashback 0%, top-up Not supplied, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.