Crypto card review
CoinZoom Card review: fees, limits and KYC
CoinZoom Card is a physical and virtual card on the visa network. It has no annual fee. It pays 0.5-5% cashback on spending. The provider requires identity verification before issuing it. The provider lists the United States as a supported region.
VisaVirtualPhysicalKYC required
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Crypto card fees on CoinZoom Card, and what it offers
Three fields decide what CoinZoom Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $10 and a top-up fee of 1.99%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. CoinZoom Card publishes an ATM limit of $1,000, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where CoinZoom Card is available
The provider lists United States, Argentina, Bolivia, Brazil, Chile, Colombia, Ecuador, Paraguay, Peru, Uruguay and 88 more as supported, and excludes Canada, Australia, United Kingdom, China, Russia, EU, India, Indonesia and 8 more. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from CoinZoom Card
The provider supports these assets directly on the card: BTC, ETH, USDT, USDC, LINK, ALGO, SOL. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in ZOOM.
The trade-offs on CoinZoom Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- 0.5-5% cashback on spending
- Apple Pay and Google Pay supported
- Physical and virtual card
What costs you
- $10 card issuance fee
- 1.99% top-up fee
- Identity verification required
What people say about CoinZoom Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole CoinZoom Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
I have used the same Solana deposit address in my CoinZoom account for about a year without any issues. Recently, I deposited $350 to that…
Amanda, trustpilot.com, rated 1/5
SCAMMERS Customer service sucks even an ass sucks. I purchased bitcoin on their platform. Never receive my bitcoin now going on two weeks. No one…
jason shaw, trustpilot.com, rated 1/5
Coinzoom is sending my refund to a closed wise account, despite written proof it is inactive. Support keeps asking wise to recall a transfer that…
John Cotton, trustpilot.com, rated 1/5
Got me fixed on my log in problem. ( I created 🤣)
Rocky, trustpilot.com, rated 5/5
UNBELIEVABLY frustrating. My registration is still pending & in review for about 6 days. The Bot has sent 2 tickets for assistance. No one has…
MJ, trustpilot.com, rated 3/5
CoinZoom is withholding my funds. They are forcing a refund to a permanently closed Wise account. Despite providing official written proof from Wise that the…
Maria, trustpilot.com, rated 1/5
My experience with CoinZoom has been extremely disappointing. My funds have been tied up for over six weeks with no resolution.I followed every instruction I…
HOLLY W, trustpilot.com, rated 1/5
I have had coinzoom for 2 years now. Though I'd like to see more coins to trade (my only complaint) I have had nothing but…
John B, trustpilot.com, rated 5/5
This company truly needs to be investigated by Government regulators for unfair and deceptive business practices. Very, very poor customer service, Unable to speak with…
Andrew Jones, trustpilot.com, rated 1/5
Very frustrating, you can’t get a hold of an actual representative to help with your problems. Coinzoom is not responding to emails regarding refunds and…
Todd, trustpilot.com, rated 1/5
Cards to compare CoinZoom Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
CoinZoom Card in context
Cashback 0.5-5%, top-up 1.99%, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.