Which is cheaper, Coinbase Card or Wirex Card?

Coinbase Card and Wirex Card both cost Free a year. The difference between them is in the fees that apply per transaction.

Does Coinbase Card or Wirex Card require identity verification?

Coinbase Card requires identity verification and Wirex Card requires identity verification.

Can I use Coinbase Card and Wirex Card in the United States?

Coinbase Card lists the United States as a supported region and Wirex Card does not list the United States as a supported region.

Which has the cheaper top-up fee, Coinbase Card or Wirex Card?

Wirex Card charges 1% to load funds, against 2.49% for Coinbase Card.

Which of Coinbase Card and Wirex Card pays cashback?

Wirex Card pays the most, up to 8%, against 4% for Coinbase Card.

Can I get a physical card from Coinbase Card or Wirex Card?

Coinbase Card issues physical and virtual cards and Wirex Card issues physical and virtual cards.

Does Coinbase Card or Wirex Card work with Apple Pay and Google Pay?

Coinbase Card supports Apple Pay and Google Pay and Wirex Card supports Apple Pay and Google Pay.

Which has the higher ATM withdrawal limit, Coinbase Card or Wirex Card?

Wirex Card releases more cash, EUR 5,000 per month, against $1,000 per day for Coinbase Card.

Which cryptocurrencies can I spend from Coinbase Card and Wirex Card?

Coinbase Card accepts 10 directly (BTC, ETH, USDT, USDC, DOGE, DAI, XLM, LINK, UNI, AAVE) and Wirex Card accepts 5 (BTC, ETH, USDT, XRP, LTC), so an asset one of them does not list has to be converted before you spend it.

Which card network do Coinbase Card and Wirex Card run on?

Coinbase Card runs on visa and Wirex Card on mastercard.

Head to head

Coinbase Card vs Wirex Card

You want a card that works in more countries than a US-only exchange card, and you are weighing an exchange card against a multi-country one.

What the difference costs you

The same two fee tables, turned into money. Useful if you load funds more than a few times a year.

Load $1,000 onto each card. Coinbase Card charges $24.9 to load it, against Wirex Card charges $10 to load it. That is $14.9 more on every single top-up.

Where the two actually differ

Wirex Card returns more cashback on spending, up to 8%.
Wirex Card charges less to load funds onto the card. If you add money regularly, that difference applies far more often than the annual fee does.
If you use ATMs, Wirex Card has the higher cash withdrawal limit: EUR 5,000 per month against $1,000 per day for Coinbase Card.
Wirex Card excludes fewer countries, so it is the one more likely to work in a second market.
Coinbase Card accepts more assets directly, listed on its card page, which decides whether you have to convert before you spend.
They run on different networks: visa for Coinbase Card and mastercard for Wirex Card.
Coinbase Card is available in the United States, which the other one is not. Neither is a better card for someone who can open both, but only one of them is open to you.

Every line above is generated from the fields in the table below, so none of it is an opinion. Where a value is missing from the provider dataset, the difference is reported as unknown rather than as a win.

Coinbase Card fees vs Wirex Card fees, side by side

The crypto card fees, limits and verification rules both providers publish, on the same rows. A dash means the dataset holds no value for that field rather than that the value is zero.

Coinbase Card compared with Wirex Card
Card	Network	Form	KYC	Annual fee	Issuance	Top-up	Cashback	ATM limit	Wallets	In the US
Coinbase Card	Visa	Virtual, Physical	Required	Free	Free	2.49%	0.5-4%	$1,000 · daily	Apple Pay, Google Pay	Yes
Wirex Card	Mastercard	Virtual, Physical	Required	Free	Free	1%	0.5-8%	EUR 5,000	Apple Pay, Google Pay	No

Fee, limit and KYC data was last updated 2026-10-02.

Which one you should pick

Each line below is a case where that card beats the other one on a field both providers publish. Nothing here is an overall score.

Choose Coinbase Card if

you want to spend without converting first, and it accepts 10 assets directly against 5
you are in the United States, where the other card cannot be opened at all

Coinbase Card is a physical and virtual card on the visa network. It has no annual fee. It pays 0.5-4% cashback on spending. The provider requires identity verification before issuing it. The provider lists the United States as a supported region. Annual fee Free, top-up 2.49%, cashback 0.5-4%.

What Coinbase Card costs you

2.49% top-up fee
Identity verification required

Choose Wirex Card if

you load funds often, because top-up costs 1% against 2.49%
cashback is higher at 8% against 4%
you take money out at ATMs, with a EUR 5,000 per month limit against $1,000 per day
you travel, and it excludes fewer countries than the other card does

Wirex Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0.5-8% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes USA. Annual fee Free, top-up 1%, cashback 0.5-8%.

What Wirex Card costs you

1% top-up fee
Identity verification required
Not available in the United States

Questions about Coinbase Card and Wirex Card

Answered from the same provider dataset as the table above. A question is left out rather than answered with “not published”.

Which is cheaper, Coinbase Card or Wirex Card?: Coinbase Card and Wirex Card both cost Free a year. The difference between them is in the fees that apply per transaction.
Does Coinbase Card or Wirex Card require identity verification?: Coinbase Card requires identity verification and Wirex Card requires identity verification.
Can I use Coinbase Card and Wirex Card in the United States?: Coinbase Card lists the United States as a supported region and Wirex Card does not list the United States as a supported region.
Which has the cheaper top-up fee, Coinbase Card or Wirex Card?: Wirex Card charges 1% to load funds, against 2.49% for Coinbase Card.
Which of Coinbase Card and Wirex Card pays cashback?: Wirex Card pays the most, up to 8%, against 4% for Coinbase Card.
Can I get a physical card from Coinbase Card or Wirex Card?: Coinbase Card issues physical and virtual cards and Wirex Card issues physical and virtual cards.
Does Coinbase Card or Wirex Card work with Apple Pay and Google Pay?: Coinbase Card supports Apple Pay and Google Pay and Wirex Card supports Apple Pay and Google Pay.
Which has the higher ATM withdrawal limit, Coinbase Card or Wirex Card?: Wirex Card releases more cash, EUR 5,000 per month, against $1,000 per day for Coinbase Card.
Which cryptocurrencies can I spend from Coinbase Card and Wirex Card?: Coinbase Card accepts 10 directly (BTC, ETH, USDT, USDC, DOGE, DAI, XLM, LINK, UNI, AAVE) and Wirex Card accepts 5 (BTC, ETH, USDT, XRP, LTC), so an asset one of them does not list has to be converted before you spend it.
Which card network do Coinbase Card and Wirex Card run on?: Coinbase Card runs on visa and Wirex Card on mastercard.

Other options you are weighing

Available in the country you are browsing from.

Other cards to consider alongside Coinbase Card vs Wirex Card
Card	Network	Form	KYC	Annual fee	Issuance	Top-up	Cashback	ATM limit	Wallets	In the US
Plasma One	Visa	Virtual, Physical	Required	Free	Free	Free	2%	—	Apple Pay, Google Pay	Yes
Kardpay Card	Mastercard	Virtual	—	Free	$29	5%	0-2%	$1,500 · daily	—	Yes
Zero Fiat Browser Extension	Mastercard	Virtual	Not required	Free	Free	Free	1%	—	—	Yes

Both cards are described from the provider dataset bit.pizza maintains, last updated 2026-10-02. Providers change their own fees and terms, so confirm anything you rely on with them directly.