Head to head
KAST vs Coinbase Card
You want stablecoin-funded spending and a cashback rate and you are comparing it with the exchange default.
What the difference costs you
The same two fee tables, turned into money. Useful if you load funds more than a few times a year.
- Load $1,000 onto each card. Coinbase Card charges $24.9 to load it, against KAST charges nothing to load it. That is $24.9 more on every single top-up.
Where the two actually differ
- Coinbase Card returns more cashback on spending, up to 4%.
- KAST charges less to load funds onto the card. If you add money regularly, that difference applies far more often than the annual fee does.
- If you use ATMs, Coinbase Card has the higher cash withdrawal limit: $1,000 per day against 750 for KAST.
- KAST excludes fewer countries, so it is the one more likely to work in a second market.
- Coinbase Card accepts more assets directly, listed on its card page, which decides whether you have to convert before you spend.
Every line above is generated from the fields in the table below, so none of it is an opinion. Where a value is missing from the provider dataset, the difference is reported as unknown rather than as a win.
KAST fees vs Coinbase Card fees, side by side
The crypto card fees, limits and verification rules both providers publish, on the same rows. A dash means the dataset holds no value for that field rather than that the value is zero.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| KAST | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-3% | $750 | Apple Pay, Google Pay | Yes |
| Coinbase Card | Visa | Virtual, Physical | Required | Free | Free | 2.49% | 0.5-4% | $1,000 · daily | Apple Pay, Google Pay | Yes |
Fee, limit and KYC data was last updated 2026-10-02.
Which one you should pick
Each line below is a case where that card beats the other one on a field both providers publish. Nothing here is an overall score.
Choose KAST if
- loading funds is free, against 2.49% on Coinbase Card
- you travel, and it excludes fewer countries than the other card does
KAST is a physical and virtual card on the visa network. It has no annual fee. It pays 1.5-3% cashback on spending. The provider requires identity verification before issuing it. The provider lists the United States as a supported region. Annual fee Free, top-up Free, cashback 1.5-3%.
What KAST costs you
- Identity verification required
Choose Coinbase Card if
- cashback is higher at 4% against 3%
- you take money out at ATMs, with a $1,000 per day limit against 750
- you want to spend without converting first, and it accepts 10 assets directly against 7
Coinbase Card is a physical and virtual card on the visa network. It has no annual fee. It pays 0.5-4% cashback on spending. The provider requires identity verification before issuing it. The provider lists the United States as a supported region. Annual fee Free, top-up 2.49%, cashback 0.5-4%.
What Coinbase Card costs you
- 2.49% top-up fee
- Identity verification required
Questions about KAST and Coinbase Card
Answered from the same provider dataset as the table above. A question is left out rather than answered with “not published”.
- Which is cheaper, KAST or Coinbase Card?
- KAST and Coinbase Card both cost Free a year. The difference between them is in the fees that apply per transaction.
- Does KAST or Coinbase Card require identity verification?
- KAST requires identity verification and Coinbase Card requires identity verification.
- Can I use KAST and Coinbase Card in the United States?
- KAST lists the United States as a supported region and Coinbase Card lists the United States as a supported region.
- Which has the cheaper top-up fee, KAST or Coinbase Card?
- KAST charges Free to load funds, against 2.49% for Coinbase Card.
- Which of KAST and Coinbase Card pays cashback?
- Coinbase Card pays the most, up to 4%, against 3% for KAST.
- Can I get a physical card from KAST or Coinbase Card?
- KAST issues physical and virtual cards and Coinbase Card issues physical and virtual cards.
- Does KAST or Coinbase Card work with Apple Pay and Google Pay?
- KAST supports Apple Pay and Google Pay and Coinbase Card supports Apple Pay and Google Pay.
- Which has the higher ATM withdrawal limit, KAST or Coinbase Card?
- Coinbase Card releases more cash, $1,000 per day, against 750 for KAST.
- Which cryptocurrencies can I spend from KAST and Coinbase Card?
- KAST accepts 7 directly (USDT, USDC, USDe, PYUSD, RLUSD, BTC, ETH) and Coinbase Card accepts 10 (BTC, ETH, USDT, USDC, DOGE, DAI, XLM, LINK, UNI, AAVE), so an asset one of them does not list has to be converted before you spend it.
- Which card network do KAST and Coinbase Card run on?
- KAST runs on visa and Coinbase Card on visa.
Other options you are weighing
Available in the country you are browsing from.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Both cards are described from the provider dataset bit.pizza maintains, last updated 2026-10-02. Providers change their own fees and terms, so confirm anything you rely on with them directly.