Head to head
Solflare Card vs Wirex Card
You self-custody on Solana and you are checking what a custody-based card changes about that.
Where the two actually differ
- Wirex Card returns more cashback on spending, up to 8%.
- Wirex Card publishes an ATM withdrawal limit and Solflare Card does not, so you cannot tell from the dataset how much cash Solflare Card will release.
- Wirex Card excludes fewer countries, so it is the one more likely to work in a second market.
- Wirex Card accepts more assets directly, listed on its card page, which decides whether you have to convert before you spend.
- Wirex Card issues a physical card, so it works at a till and at an ATM. The other one is virtual only.
Every line above is generated from the fields in the table below, so none of it is an opinion. Where a value is missing from the provider dataset, the difference is reported as unknown rather than as a win.
Solflare Card fees vs Wirex Card fees, side by side
The crypto card fees, limits and verification rules both providers publish, on the same rows. A dash means the dataset holds no value for that field rather than that the value is zero.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Solflare Card | Mastercard | Virtual | Required | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| Wirex Card | Mastercard | Virtual, Physical | Required | Free | Free | 1% | 0.5-8% | EUR 5,000 | Apple Pay, Google Pay | No |
Fee, limit and KYC data was last updated 2026-10-02.
Which one you should pick
Each line below is a case where that card beats the other one on a field both providers publish. Nothing here is an overall score.
Choose Solflare Card if
Nothing in the dataset separates this card from the other one on fees, limits, KYC, wallets or assets. Pick on which provider you already hold funds with.
- No annual card fee
- Free card issuance
- Apple Pay and Google Pay supported
Solflare Card is a virtual card on the mastercard network. It has no annual fee. It pays 0% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, CN, RU, JP, AU, CA. Annual fee Free, top-up Not supplied, cashback 0%.
What Solflare Card costs you
- Identity verification required
- Virtual card only
- Not available in the United States
Choose Wirex Card if
- spending earns cashback, which Solflare Card does not pay
- you need a card that works at a till and in an ATM, because the other one is virtual only
- you want to spend without converting first, and it accepts 5 assets directly against 2
- you travel, and it excludes fewer countries than the other card does
Wirex Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0.5-8% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes USA. Annual fee Free, top-up 1%, cashback 0.5-8%.
What Wirex Card costs you
- 1% top-up fee
- Identity verification required
- Not available in the United States
Questions about Solflare Card and Wirex Card
Answered from the same provider dataset as the table above. A question is left out rather than answered with “not published”.
- Which is cheaper, Solflare Card or Wirex Card?
- Solflare Card and Wirex Card both cost Free a year. The difference between them is in the fees that apply per transaction.
- Does Solflare Card or Wirex Card require identity verification?
- Solflare Card requires identity verification and Wirex Card requires identity verification.
- Can I use Solflare Card and Wirex Card in the United States?
- Solflare Card does not list the United States as a supported region and Wirex Card does not list the United States as a supported region.
- Which of Solflare Card and Wirex Card pays cashback?
- Wirex Card pays the most, up to 8%, against nothing for Solflare Card.
- Can I get a physical card from Solflare Card or Wirex Card?
- Solflare Card is virtual only and Wirex Card issues physical and virtual cards.
- Does Solflare Card or Wirex Card work with Apple Pay and Google Pay?
- Solflare Card supports Apple Pay and Google Pay and Wirex Card supports Apple Pay and Google Pay.
- Which cryptocurrencies can I spend from Solflare Card and Wirex Card?
- Solflare Card accepts 2 directly (USDC, SOL) and Wirex Card accepts 5 (BTC, ETH, USDT, XRP, LTC), so an asset one of them does not list has to be converted before you spend it.
- Which card network do Solflare Card and Wirex Card run on?
- Solflare Card runs on mastercard and Wirex Card on mastercard.
Other options you are weighing
Available in the country you are browsing from.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
Both cards are described from the provider dataset bit.pizza maintains, last updated 2026-10-02. Providers change their own fees and terms, so confirm anything you rely on with them directly.