Crypto card review
CryptoPay Card review: fees, limits and KYC
CryptoPay Card is a physical and virtual card on the visa network. It costs $12 a year. It pays 1% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, CA, AU, JP, CN, RU.
VisaVirtualPhysicalKYC required
Crypto card fees on CryptoPay Card, and what it offers
Three fields decide what CryptoPay Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of $12, an issuance fee of $5 and a top-up fee of 1%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. CryptoPay Card publishes an ATM limit of $450, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | Required | $12 | $5 | 1% | 1% | $450 | — | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where CryptoPay Card is available
The provider lists as supported, and excludes US, CA, AU, JP, CN, RU. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from CryptoPay Card
The provider supports these assets directly on the card: BTC, ETH, LTC, XRP, USDT, USDC, DOGE, ADA, DOT, LINK. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
The trade-offs on CryptoPay Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- 1% cashback on spending
- Physical and virtual card
- Spends 10 supported assets
- ATM withdrawals up to $450
What costs you
- $12 annual card fee
- $5 card issuance fee
- 1% top-up fee
- Identity verification required
What people say about CryptoPay Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole CryptoPay Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
Some two years ago my card became unusable and the remaining funds vanished.....it's the card provider they said....So logically from a very active and "positive…
Pierre Robert, trustpilot.com, rated 1/5
EXTERNAL Sending BTC or other crypto is blockedCARD not work or is removed
Shark Hosting, trustpilot.com, rated 1/5
During the registration process, my account was blocked twice, with less than 15 minutes between the two blocks.Your support claims this is “normal” and is…
Sergei, trustpilot.com, rated 1/5
EVERY TIME I MAKE AN ACTIVITY WITH MY ACCOUNTS IN CRYPTOPAY.ME, IT BECAME THEIR HABIT AND PART OF THEIR,INCONVENIENCES & OBSESSIONS TO DISABLE MY ACCOUNTS,…
Ismail Balaban, trustpilot.com, rated 1/5
I have an old account with 0.25 btc that cryptopay, after I verified my ID, refused to verify my address and then blocked my account…
Ezequiel, trustpilot.com, rated 1/5
The company has no respect for their clients or deadlines and no clear communication.
Reio Pukonen, trustpilot.com, rated 1/5
It’s been absolute pleasure with customer service, very politely handled with quick updates and responses! Much appreciated your support Irene. Thanks
Nishitha Srikireddy S Nishitha, trustpilot.com, rated 5/5
I like this app good services had a little problem with my iban and they respond with in 15 seconds how good is that 💯🔥🔥…
Jerr, trustpilot.com, rated 5/5
STAY AWAY from this platform they blocked my account with my funds and I have sent them the necessary documents and they still haven’t unblocked…
Jeannie Herrington, trustpilot.com, rated 1/5
Added fund via their gateway 2 days back on popcash, and they still have transaction on hold. funds were debited but they are very lazy…
Anshul Mahajan, trustpilot.com, rated 1/5
Cards to compare CryptoPay Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
CryptoPay Card in context
Cashback 1%, top-up 1%, annual fee $12. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.