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Crypto card guide

Crypto cards that pay cashback

Cashback on a crypto card is only worth the stated percentage if you know what it is paid in and what it costs to get there. Some providers pay back in the crypto you already hold, some pay in a stablecoin, and some pay in their own token, which is a different bet. The cards below publish a cashback range. Read the range together with the annual fee and conversion fee on the same page, because a high rate on an expensive card is a discount, not a reward.

How a crypto card with cashback rate actually pays

A rate on its own does not tell you what a crypto card with cashback is worth. Three things decide it: what the rate is applied to, whether a conversion or top-up fee has to be paid before you earn it, and what currency the reward arrives in. Cashback paid in a stablecoin behaves much like cash. Cashback paid in a provider token is a position in that token, so the published percentage is then the reward for carrying that risk rather than a discount on what you spent. That is why the rates on this page are shown next to the top-up fee rather than on their own.

The 50 cards that match

Crypto cards that pay cashback
CardNetworkFormKYCAnnual feeIssuanceTop-upCashbackATM limitWalletsIn the US
1inch CardMastercardVirtual, PhysicalRequiredFreeFreeFree1-2%$500 · dailyApple Pay, Google PayNo
Binance CardMastercardVirtual, PhysicalRequiredFreeFreeFree0.5-3%$290Apple Pay, Google PayNo
Fold CardVisaVirtual, PhysicalRequired$120Free—0.5-1.5%—Apple Pay, Google PayYes
Amulets CardVisaVirtualRequiredFreeFree—3%——Yes
Bitpanda CardVisaVirtual, PhysicalRequiredFreeFreeFree1%EUR 500 · dailyApple Pay, Google PayNo
Bitrefill CardVisaVirtual—FreeFree—1-2%—Google PayNo
BlackcatcardMastercardVirtual, Physical—FreeFree—0.5-5%——No
Brighty CardVisa, MastercardVirtual, PhysicalRequiredFree$2.99Free0.5-1.75%$3,000Apple Pay, Google PayNo
Bybit CardMastercardVirtual, PhysicalRequiredFreeFreeFree2-4%$10,000Apple Pay, Google PayNo
Coin98 Fusion CardVisaVirtualRequiredFree$91%0.5-2%SGD 10,000 · dailyApple Pay, Google PayNo
CryptoLife Card MastercardVirtual, Physical—Free$5—1-2%—Apple Pay, Google PayNo
CryptoPay CardVisaVirtual, PhysicalRequired$12$51%1%$450—No
Cypher CardVisaVirtual, PhysicalRequiredFreeFree—0-0.35%—Apple Pay, Google PayYes
Deblock CardVisaVirtual, Physical—FreeFree—0.1-1%—Apple Pay, Google PayNo
Krak CardMastercardVirtual, PhysicalRequiredFreeFree—0-2%—Apple Pay, Google PayNo
Kem Infinity CardVisaVirtualRequiredFreeFree—0-3%—Apple Pay, Google PayYes
Exactly Visa CardVisaVirtual, PhysicalRequiredFreeFreeFree1%$500Apple Pay, Google PayNo
HolyheldMastercardVirtual, PhysicalRequiredFree$290.75%0.5-1%EUR 1,000 · dailyApple Pay, Google PayNo
Kardpay CardMastercardVirtual—Free$295%0-2%$1,500 · daily—Yes
KASTVisaVirtual, PhysicalRequiredFreeFreeFree1.5-3%$750Apple Pay, Google PayYes
Kolo CardMastercard, VisaVirtualRequiredFreeFreeFree0-2%$500 · per withdrawalApple Pay, Google PayNo
Lemon CardVisaVirtual, Physical—FreeFree—0.5-2%—Apple Pay, Google PayNo
KuCoin KuCardVisaVirtual, PhysicalRequiredFree$9.99Free1-3%—Apple Pay, Google PayNo
Tria CardVisaVirtual, PhysicalRequiredFreeFreeFree1.5-6%—Apple Pay, Google PayYes
Oobit Tap & PayVisaVirtualRequiredFreeFree—1-10%$750Apple PayYes
Pyra CardVisaVirtual, PhysicalRequiredFreeFreeFree0-2%EUR 400Apple Pay, Google PayYes
Ready CardMastercardPhysicalRequiredFreeFreeFree0.5-3%$500—No
Rebind CardVisaVirtualRequiredFreeFreeFree1-5%—Apple Pay, Google PayNo
Ripio CardVisaVirtual, Physical—FreeFree—0.5-4%—Apple Pay, Google PayNo
Rizon Visa CardVisaVirtual, Physical—Free$10—0.1-5%—Apple Pay, Google PayYes
Plutus CardVisaVirtual, PhysicalRequired$83.88$9.991%3%—Apple Pay, Google PayNo
Shakepay CardVisaVirtual—FreeFree—1-1.5%—Apple Pay, Google PayNo
Solid CardVisaVirtualRequiredFreeFreeFree2-5%$2 · 3-day periodApple Pay, Google PayYes
Tap CardMastercardVirtual, PhysicalRequiredFree$12.99—0.5-8%—Apple Pay, Google PayNo
The X Bank CardVisa, MastercardVirtual, Physical—Free$200—0-0.8%—Apple Pay, Google PayNo
Trade Republic CardVisaVirtual, Physical—Free$5—1-2%EUR 100 · per withdrawalApple Pay, Google PayNo
Tangem PayVisaVirtualRequiredFreeFreeFree4%$250Apple Pay, Google PayYes
Ugly VisaVisaVirtual, Physical—FreeFree—1-4%——No
Uphold CardVisa, MastercardVirtual, Physical—Free$4.99—1-6%—Apple Pay, Google PayYes
Xapo CardVisaVirtual, PhysicalRequiredFreeFreeFree0.2-1.1%$1,000Apple Pay, Google PayNo
Wirex CardMastercardVirtual, PhysicalRequiredFreeFree1%0.5-8%EUR 5,000Apple Pay, Google PayNo
XPlace CardVisaVirtual, PhysicalRequiredFreeFree2%0-2%—Apple Pay, Google PayYes
Plasma OneVisaVirtual, PhysicalRequiredFreeFreeFree2%—Apple Pay, Google PayYes
Ether.fi CardVisaVirtual, PhysicalRequiredFreeFreeFree2-3%$10,000Apple Pay, Google PayYes
BitMart CardVisaVirtual, PhysicalRequiredFree$70Free5.5%$2,000Apple Pay, Google PayNo
Coinbase CardVisaVirtual, PhysicalRequiredFreeFree2.49%0.5-4%$1,000 · dailyApple Pay, Google PayYes
xPortal CardMastercardVirtual, PhysicalRequiredFreeFree—0.1-0.5%EUR 500Apple Pay, Google PayNo
Zero Fiat Browser ExtensionMastercardVirtualNot requiredFreeFreeFree1%——Yes
CoinZoom CardVisaVirtual, PhysicalRequiredFree$101.99%0.5-5%$1,000Apple Pay, Google PayYes
Bleap Crypto CardMastercardVirtual, PhysicalRequiredFreeFreeFree1-20%$400Apple Pay, Google PayNo

Fee, limit and KYC data was last updated 2026-10-02. Every value comes from the provider dataset bit.pizza maintains, and a dash means the dataset holds no value rather than that the fee is zero.

Which one to start with

Bleap Crypto Card costs nothing to keep. That is the floor on the one cost you pay whether you use the card or not, so it is the sensible starting point. It is not a recommendation: read its own page for the conversion fee, the ATM limit and whether the provider issues to you at all.

Common questions

What is cashback on a crypto card?

A percentage of your spend returned to the card. What decides its value is the currency it is paid in: a stablecoin payment behaves like cash, and a provider token payment is a position in that token.

Is a higher cashback rate always better?

No. Compare the rate against the annual fee and the conversion fee on the same card. A card paying more cashback but charging a higher conversion fee can cost more than it returns, especially if you spend in a currency other than the one the card holds.

Is crypto card cashback taxed?

That depends on where you are. Cashback on spending is treated differently from a discount in some countries and the same in others. Check with a local professional before you rely on the amount.

Read the full card data

Every card has its own page, with every field filled in and the alternatives worth weighing it against.

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