Crypto card review
Plutus Card review: fees, limits and KYC
Plutus Card is a physical and virtual card on the visa network. It costs $83.88 a year. It pays 3% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, CA, AU, JP, CN, RU, IN.
VisaVirtualPhysicalKYC required
Crypto card fees on Plutus Card, and what it offers
Three fields decide what Plutus Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of $83.88, an issuance fee of $9.99 and a top-up fee of 1%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Plutus Card publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | Required | $83.88 | $9.99 | 1% | 3% | — | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Plutus Card is available
The provider lists EEA, UK as supported, and excludes US, CA, AU, JP, CN, RU, IN. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Plutus Card
The provider supports these assets directly on the card: ETH, PLU. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in PLU.
The trade-offs on Plutus Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- 3% cashback on spending
- Apple Pay and Google Pay supported
- Physical and virtual card
What costs you
- $83.88 annual card fee
- $9.99 card issuance fee
- 1% top-up fee
- Identity verification required
What people say about Plutus Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole Plutus Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
After canceling my subscription they still debited my credit card.
Ricardo Amaral, trustpilot.com, rated 1/5
hey tried to charge my card for 6.99 Eur without my authorisation today since I stopped using them. I don’t have any active plan or…
Tadas Mj, trustpilot.com, rated 1/5
they keep charging me from months after I tried to cancel the card, it still happens just, what can i do to stop them?
k cho, trustpilot.com, rated 1/5
Keep charging my card, I don’t have an active subscription with them. This is a SCAM, never give them your card details
Orha, trustpilot.com, rated 1/5
Avoid them. I joined long ago thinking it would be good perks. The result is no card to use and paying 6.99 for nothing for…
Denis B, trustpilot.com, rated 1/5
Sent a disgusting response to a review claiming absurd and downright weird things with no evidence. They just don’t like that people clocked their scam…
Richard Ross, trustpilot.com, rated 1/5
The worst company I’ve ever come across.
Andy Enrique, trustpilot.com, rated 1/5
Try and avoid Plutus, they have gone down , but deep down like the ‘titanic’, Avoid them at all cost.
Gs S, trustpilot.com, rated 1/5
Plutus was the absolute WORST company I have ever had the misfortune of dealing with, it was a complete SCAM. In the end, I had…
Mr H Ahmed, trustpilot.com, rated 1/5
Avoid at all costs. Constantly changing rules, unable to claim any benefits, and even when the accounts has been closed (for 8 months) they take…
Cooper, trustpilot.com, rated 1/5
Cards to compare Plutus Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Plutus Card in context
Cashback 3%, top-up 1%, annual fee $83.88. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.