Crypto card review
RivoCard Virtual Card review: fees, limits and KYC
RivoCard Virtual Card is a virtual card on the visa,mastercard network. It has no annual fee. It pays 0% cashback on spending. The provider issues it without identity verification. The provider lists the United States as a supported region.
Visa,MastercardVirtualNo KYC
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Crypto card fees on RivoCard Virtual Card, and what it offers
Three fields decide what RivoCard Virtual Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $2.5 and a top-up fee of 5%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. RivoCard Virtual Card publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa,Mastercard | Virtual | Not required | Free | $2.5 | 5% | 0% | — | Apple Pay, Google Pay | Yes |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where RivoCard Virtual Card is available
The provider lists Worldwide as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from RivoCard Virtual Card
The provider supports these assets directly on the card: BTC, ETH, USDT, USDC, XMR, LTC, DASH, SOL. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
The trade-offs on RivoCard Virtual Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- No identity verification required
- Apple Pay and Google Pay supported
- Spends 8 supported assets
What costs you
- $2.5 card issuance fee
- 5% top-up fee
- Virtual card only
- No ATM withdrawal limit published
Cards to compare RivoCard Virtual Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
RivoCard Virtual Card in context
Cashback 0%, top-up 5%, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.