Crypto card guide
Virtual crypto cards: card numbers without plastic
A virtual crypto card gives you a card number and card details that work online and in mobile wallets, with no plastic to wait for. The cards below are the ones that issue no physical card at all. That is usually the right choice for online subscriptions and ad spend, and usually the wrong one if you need an ATM or a card you can hand over at a shop. Cards that offer both forms are on the card index instead.
Virtual crypto debit card: what you give up without plastic
A virtual crypto debit card gives you a card number, an expiry and a CVV, and nothing you can hand over. Online subscriptions, ad spend and mobile wallet payments all work on that. Anything that needs the card physically present is where the form factor bites, and that is usually an ATM withdrawal. The cards below issue no plastic at all, so read the ATM limit column per row rather than assuming a virtual card behaves like a physical one: some providers publish a limit for the virtual form and some publish nothing, and a dash means the dataset holds no value rather than that there is no limit.
The 42 cards that match
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Amulets Card | Visa | Virtual | Required | Free | Free | — | 3% | — | — | Yes |
| Bitrefill Card | Visa | Virtual | — | Free | Free | — | 1-2% | — | Google Pay | No |
| CEX.IO Card | Mastercard | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| THORWallet card | Mastercard | Virtual | Required | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| SolCard | Visa, Mastercard | Virtual | Not required | Free | $10 | Free | 0% | — | Apple Pay, Google Pay | Yes |
| Coin98 Fusion Card | Visa | Virtual | Required | Free | $9 | 1% | 0.5-2% | SGD 10,000 · daily | Apple Pay, Google Pay | No |
| Fuse Card | Visa | Virtual | Required | Free | Free | — | 0% | — | Apple Pay | Yes |
| Copperx Personal Card | Visa | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | Yes |
| Kem Infinity Card | Visa | Virtual | Required | Free | Free | — | 0-3% | — | Apple Pay, Google Pay | Yes |
| Exa Card | Visa | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | Yes |
| Exodus Spend Card | Visa | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Karma Card | Visa | Virtual | Required | Free | Free | — | — | — | — | Yes |
| Kolo Card | Mastercard, Visa | Virtual | Required | Free | Free | Free | 0-2% | $500 · per withdrawal | Apple Pay, Google Pay | No |
| Laso Prepaid Card | Visa | Virtual | Not required | Free | Free | 3.8% | 0% | — | Apple Pay, Google Pay | Yes |
| IZIPAY Virtual Crypto Card | Visa | Virtual | Not required | Free | $49.99 | 3% | — | — | Apple Pay, Google Pay | Yes |
| MPCVault Card | Visa | Virtual | — | Free | $1 | — | 0% | — | Apple Pay, Google Pay | No |
| Nocturne Aurora Card | Visa | Virtual | Not required | Free | $45 | 5% | — | — | Apple Pay, Google Pay | Yes |
| Onboard Flex Card | Visa | Virtual | Required | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| PEXX Card | Mastercard | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| Pintopay Card | Visa | Virtual | Not required | Free | $15 | 2.5% | 0% | — | Apple Pay, Google Pay | Yes |
| Oobit Tap & Pay | Visa | Virtual | Required | Free | Free | — | 1-10% | $750 | Apple Pay | Yes |
| Rebind Card | Visa | Virtual | Required | Free | Free | Free | 1-5% | — | Apple Pay, Google Pay | No |
| RivoCard Virtual Card | Visa,Mastercard | Virtual | Not required | Free | $2.5 | 5% | 0% | — | Apple Pay, Google Pay | Yes |
| Shakepay Card | Visa | Virtual | — | Free | Free | — | 1-1.5% | — | Apple Pay, Google Pay | No |
| Solflare Card | Mastercard | Virtual | Required | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| Solid Card | Visa | Virtual | Required | Free | Free | Free | 2-5% | $2 · 3-day period | Apple Pay, Google Pay | Yes |
| Stables Card | Visa | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | Yes |
| Swype.fun Card | Visa | Virtual | — | Free | Free | — | 0% | — | — | Yes |
| TapxCard Virtual Card | Visa | Virtual | Required | Free | Free | — | — | — | — | Yes |
| Tonhub Card | Visa | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| Tangem Pay | Visa | Virtual | Required | Free | Free | Free | 4% | $250 | Apple Pay, Google Pay | Yes |
| Tuyo Card | Visa | Virtual | Required | Free | Free | Free | 0% | — | Apple Pay, Google Pay | Yes |
| WaldenPay Premium Virtual Card | Mastercard | Virtual | Not required | Free | $19 | 5% | — | — | Apple Pay, Google Pay | Yes |
| Utorg Crypto Card | Mastercard | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
| Vepay Card | Visa | Virtual | Required | Free | Free | 2% | — | — | — | Yes |
| Cryptomus Virtual Card | Visa | Virtual | Required | Free | $4 | 3.2% | 0% | — | Apple Pay, Google Pay | No |
| Airtm USD Virtual Prepaid Card | Visa | Virtual | Required | Free | Free | 1% | 0% | Free | Apple Pay, Google Pay | Yes |
| Wallbit Card | Visa | Virtual | Required | Free | $5 | Free | 0% | $500 · daily | Apple Pay, Google Pay | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
| xHype Essential Card | Visa | Virtual | Required | $108 | $10 | 2.1% | — | — | Apple Pay, Google Pay | Yes |
| Zeroid Virtual Card | Visa | Virtual | Not required | Free | $39 | 2.9% | 0% | — | Apple Pay, Google Pay | Yes |
Fee, limit and KYC data was last updated 2026-10-02. Every value comes from the provider dataset bit.pizza maintains, and a dash means the dataset holds no value rather than that the fee is zero.
Which one to start with
Oobit Tap & Pay costs nothing to keep. That is the floor on the one cost you pay whether you use the card or not, so it is the sensible starting point. It is not a recommendation: read its own page for the conversion fee, the ATM limit and whether the provider issues to you at all.
Common questions
What can a virtual crypto card be used for?
Online purchases, subscriptions and mobile wallet payments, because it has a card number and expiry. It generally cannot be used for anything that needs the card physically present, which includes most ATM withdrawals.
Can a virtual crypto card be added to Apple Pay?
Often yes, and the card table lists Apple Pay and Google Pay support per card. Support depends on the provider issuing the card details to the wallet, so check the row for that specific card.
Is a virtual crypto card less safe than a physical one?
It carries a different risk. A physical card can be shown to prove it is yours, while a virtual card is protected by the provider and the wallet. Which risk matters more depends on where and how the card is used.
Read the full card data
Every card has its own page, with every field filled in and the alternatives worth weighing it against.
- Amulets Card fees, limits and KYC
- Bitrefill Card fees, limits and KYC
- CEX.IO Card fees, limits and KYC
- THORWallet card fees, limits and KYC
- SolCard fees, limits and KYC
- Coin98 Fusion Card fees, limits and KYC
- Fuse Card fees, limits and KYC
- Copperx Personal Card fees, limits and KYC
- Kem Infinity Card fees, limits and KYC
- Exa Card fees, limits and KYC
- Exodus Spend Card fees, limits and KYC
- Kardpay Card fees, limits and KYC
- Karma Card fees, limits and KYC
- Kolo Card fees, limits and KYC
- Laso Prepaid Card fees, limits and KYC
- IZIPAY Virtual Crypto Card fees, limits and KYC
- MPCVault Card fees, limits and KYC
- Nocturne Aurora Card fees, limits and KYC
- Onboard Flex Card fees, limits and KYC
- PEXX Card fees, limits and KYC
- Pintopay Card fees, limits and KYC
- Oobit Tap & Pay fees, limits and KYC
- Rebind Card fees, limits and KYC
- RivoCard Virtual Card fees, limits and KYC
- Shakepay Card fees, limits and KYC
- Solflare Card fees, limits and KYC
- Solid Card fees, limits and KYC
- Stables Card fees, limits and KYC
- Swype.fun Card fees, limits and KYC
- TapxCard Virtual Card fees, limits and KYC
- Tonhub Card fees, limits and KYC
- Tangem Pay fees, limits and KYC
- Tuyo Card fees, limits and KYC
- WaldenPay Premium Virtual Card fees, limits and KYC
- Utorg Crypto Card fees, limits and KYC
- Vepay Card fees, limits and KYC
- Cryptomus Virtual Card fees, limits and KYC
- Airtm USD Virtual Prepaid Card fees, limits and KYC
- Wallbit Card fees, limits and KYC
- Zero Fiat Browser Extension fees, limits and KYC
- xHype Essential Card fees, limits and KYC
- Zeroid Virtual Card fees, limits and KYC