Crypto card guide

Virtual crypto cards: card numbers without plastic

A virtual crypto card gives you a card number and card details that work online and in mobile wallets, with no plastic to wait for. The cards below are the ones that issue no physical card at all. That is usually the right choice for online subscriptions and ad spend, and usually the wrong one if you need an ATM or a card you can hand over at a shop. Cards that offer both forms are on the card index instead.

Virtual crypto debit card: what you give up without plastic

A virtual crypto debit card gives you a card number, an expiry and a CVV, and nothing you can hand over. Online subscriptions, ad spend and mobile wallet payments all work on that. Anything that needs the card physically present is where the form factor bites, and that is usually an ATM withdrawal. The cards below issue no plastic at all, so read the ATM limit column per row rather than assuming a virtual card behaves like a physical one: some providers publish a limit for the virtual form and some publish nothing, and a dash means the dataset holds no value rather than that there is no limit.

The 42 cards that match

Virtual crypto cards: card numbers without plastic
CardNetworkFormKYCAnnual feeIssuanceTop-upCashbackATM limitWalletsIn the US
Amulets CardVisaVirtualRequiredFreeFree—3%——Yes
Bitrefill CardVisaVirtual—FreeFree—1-2%—Google PayNo
CEX.IO CardMastercardVirtual—FreeFree—0%—Apple Pay, Google PayNo
THORWallet cardMastercardVirtualRequiredFreeFree—0%—Apple Pay, Google PayNo
SolCardVisa, MastercardVirtualNot requiredFree$10Free0%—Apple Pay, Google PayYes
Coin98 Fusion CardVisaVirtualRequiredFree$91%0.5-2%SGD 10,000 · dailyApple Pay, Google PayNo
Fuse CardVisaVirtualRequiredFreeFree—0%—Apple PayYes
Copperx Personal CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayYes
Kem Infinity CardVisaVirtualRequiredFreeFree—0-3%—Apple Pay, Google PayYes
Exa CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayYes
Exodus Spend CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayNo
Kardpay CardMastercardVirtual—Free$295%0-2%$1,500 · daily—Yes
Karma CardVisaVirtualRequiredFreeFree————Yes
Kolo CardMastercard, VisaVirtualRequiredFreeFreeFree0-2%$500 · per withdrawalApple Pay, Google PayNo
Laso Prepaid CardVisaVirtualNot requiredFreeFree3.8%0%—Apple Pay, Google PayYes
IZIPAY Virtual Crypto CardVisaVirtualNot requiredFree$49.993%——Apple Pay, Google PayYes
MPCVault CardVisaVirtual—Free$1—0%—Apple Pay, Google PayNo
Nocturne Aurora CardVisaVirtualNot requiredFree$455%——Apple Pay, Google PayYes
Onboard Flex CardVisaVirtualRequiredFreeFree—0%—Apple Pay, Google PayNo
PEXX CardMastercardVirtual—FreeFree—0%—Apple Pay, Google PayNo
Pintopay CardVisaVirtualNot requiredFree$152.5%0%—Apple Pay, Google PayYes
Oobit Tap & PayVisaVirtualRequiredFreeFree—1-10%$750Apple PayYes
Rebind CardVisaVirtualRequiredFreeFreeFree1-5%—Apple Pay, Google PayNo
RivoCard Virtual CardVisa,MastercardVirtualNot requiredFree$2.55%0%—Apple Pay, Google PayYes
Shakepay CardVisaVirtual—FreeFree—1-1.5%—Apple Pay, Google PayNo
Solflare CardMastercardVirtualRequiredFreeFree—0%—Apple Pay, Google PayNo
Solid CardVisaVirtualRequiredFreeFreeFree2-5%$2 · 3-day periodApple Pay, Google PayYes
Stables CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayYes
Swype.fun CardVisaVirtual—FreeFree—0%——Yes
TapxCard Virtual CardVisaVirtualRequiredFreeFree————Yes
Tonhub CardVisaVirtual—FreeFree—0%—Apple Pay, Google PayNo
Tangem PayVisaVirtualRequiredFreeFreeFree4%$250Apple Pay, Google PayYes
Tuyo CardVisaVirtualRequiredFreeFreeFree0%—Apple Pay, Google PayYes
WaldenPay Premium Virtual CardMastercardVirtualNot requiredFree$195%——Apple Pay, Google PayYes
Utorg Crypto CardMastercardVirtual—FreeFree—0%—Apple Pay, Google PayNo
Vepay CardVisaVirtualRequiredFreeFree2%———Yes
Cryptomus Virtual CardVisaVirtualRequiredFree$43.2%0%—Apple Pay, Google PayNo
Airtm USD Virtual Prepaid CardVisaVirtualRequiredFreeFree1%0%FreeApple Pay, Google PayYes
Wallbit CardVisaVirtualRequiredFree$5Free0%$500 · dailyApple Pay, Google PayYes
Zero Fiat Browser ExtensionMastercardVirtualNot requiredFreeFreeFree1%——Yes
xHype Essential CardVisaVirtualRequired$108$102.1%——Apple Pay, Google PayYes
Zeroid Virtual CardVisaVirtualNot requiredFree$392.9%0%—Apple Pay, Google PayYes

Fee, limit and KYC data was last updated 2026-10-02. Every value comes from the provider dataset bit.pizza maintains, and a dash means the dataset holds no value rather than that the fee is zero.

Which one to start with

Oobit Tap & Pay costs nothing to keep. That is the floor on the one cost you pay whether you use the card or not, so it is the sensible starting point. It is not a recommendation: read its own page for the conversion fee, the ATM limit and whether the provider issues to you at all.

Common questions

What can a virtual crypto card be used for?

Online purchases, subscriptions and mobile wallet payments, because it has a card number and expiry. It generally cannot be used for anything that needs the card physically present, which includes most ATM withdrawals.

Can a virtual crypto card be added to Apple Pay?

Often yes, and the card table lists Apple Pay and Google Pay support per card. Support depends on the provider issuing the card details to the wallet, so check the row for that specific card.

Is a virtual crypto card less safe than a physical one?

It carries a different risk. A physical card can be shown to prove it is yours, while a virtual card is protected by the provider and the wallet. Which risk matters more depends on where and how the card is used.

Read the full card data

Every card has its own page, with every field filled in and the alternatives worth weighing it against.

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