Crypto card review
1inch Card review: fees, limits and KYC
1inch Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 1-2% cashback on spending. The provider requires identity verification before issuing it.
MastercardVirtualPhysicalKYC required
Crypto card fees on 1inch Card, and what it offers
Three fields decide what 1inch Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. 1inch Card publishes an ATM limit of $500, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Virtual, Physical | Required | Free | Free | Free | 1-2% | $500 · daily | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where 1inch Card is available
The provider lists UK, EEA as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from 1inch Card
The provider supports these assets directly on the card: 1INCH, USDT, BTC, LTC, XRP, BXX. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in 1INCH, USDT, BTC, BXX.
The trade-offs on 1inch Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- No top-up fee
- 1-2% cashback on spending
What costs you
- Identity verification required
- Not available in the United States
What people say about 1inch Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole 1inch Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
very bad support teamdid not explained me the exchange, but just went afk,
Maqzilla, trustpilot.com, rated 1/5
Absolutely terrible deposit to activate my account to take the customer letting them know that I use the copy paste link and transferred the money…
Jalyn Anthony, trustpilot.com, rated 1/5
**USDC Deposit Not Credited and Ineffective Customer Support**I made a USDC deposit and, after more than 20 hours, the funds have still not been credited…
Laura, trustpilot.com, rated 1/5
Love it, it's great.
Trust Pilot, trustpilot.com, rated 5/5
They banned my wallet because of "due to onchain exposure that is outside a risk appetite for 1inch". They said nothing more what will explain…
Piotr, trustpilot.com, rated 1/5
Scam ...lost 250 dollars with them...any one can sell you blabla tokens and you can not sell it to any one....
Amin Harmouch, trustpilot.com, rated 1/5
I use the Tangem wallet and wanted to swapUSDC for AVAX tokens. My swap encountered an issue and I lost my funds. I contacted support,…
Moufitss, trustpilot.com, rated 1/5
I’ve completely lost trust in the 1inch iOS wallet after what just happened to me.For 4 days, I’ve been contacting their chat support about a…
Art, trustpilot.com, rated 1/5
Love using 1inch Wallet, super easy to use and I can swap tokens right in the app, no need to jump between platforms.
Josh, trustpilot.com, rated 5/5
Title: Withdrawal Pending for Weeks – No Transparency, No TX HashI am extremely disappointed with the withdrawal process.On January 28, 2026, I initiated a token…
FLS, trustpilot.com, rated 1/5
Cards to compare 1inch Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
1inch Card in context
Cashback 1-2%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.