Crypto card review
Binance Card review: fees, limits and KYC
Binance Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0.5-3% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, UK, CA, AU, JP, CN, RU, IN.
MastercardVirtualPhysicalKYC required
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Crypto card fees on Binance Card, and what it offers
Three fields decide what Binance Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Binance Card publishes an ATM limit of $290, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Virtual, Physical | Required | Free | Free | Free | 0.5-3% | $290 | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Binance Card is available
The provider lists Brazil, Peru, Colombia as supported, and excludes US, UK, CA, AU, JP, CN, RU, IN. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Binance Card
The provider supports these assets directly on the card: BTC, ETH, BNB, USDT, USDC, XRP, ADA, DOGE, SOL, DOT, MATIC, AVAX, LINK. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in BRL.
The trade-offs on Binance Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- No top-up fee
- 0.5-3% cashback on spending
What costs you
- Identity verification required
- Not available in the United States
What people say about Binance Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole Binance Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
Binance is the world’s leading blockchain and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume.
Useful 2 Share See all 6,198 reviews Company details Cryptocurrency Service Alternative Financial Service Non-Bank Financial Service Software Company About Binance
Hello @BinanceHelpDesk @binance, my account has been under review for over 35 days. I have already submitted the requested form, but there is no update…
No issues with trading but I've always had issues withdrawing. I often have to transfer crypto to other sites such as coinbase just to be…
Money & Insurance Banking & Money Cryptocurrency Service Binance Summary About Reviews Visit website Write a review Warning Binance
I joined recently, its Amazing community, with really great people, they have excellent accuracy
Naveed, trustpilot.com, rated 5/5
Have been following their free channel for a while, and it already helped a lot with my trading. They also make raffles (lottery) from time…
anarqurbanov, trustpilot.com, rated 5/5
Best trader and good signals from it, was with him long time.
A. S., trustpilot.com, rated 5/5
I was opportuned to take advantage of their one week free signal in the VIP group and it was wonderful, no market chasing.. a clear…
Nolan A, trustpilot.com, rated 5/5
I made a great experience thru analysis and a great promises. They offer me a VIP trial where i can follow their VIP signal and…
Andreas Prasetyo, trustpilot.com, rated 4/5
Cards to compare Binance Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
Binance Card in context
Cashback 0.5-3%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.