Crypto card review
BitMart Card review: fees, limits and KYC
BitMart Card is a physical and virtual card on the visa network. It has no annual fee. It pays 5.5% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes Afghanistan, Albania, Armenia, Australia, Belarus, Venezuela, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Central African Republic, China, Congo, Croatia, Cuba, Eritrea, Guinea-Bissau, Haiti, India, Indonesia, Iraq, Iran, Jamaica, Japan, Jordan, Kenya, North Korea, Lebanon, Liberia, Libya, Mali, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nicaragua, North Macedonia, Pakistan, Palau, Philippines, Russia, Rwanda, Senegal, Serbia, Sierra Leone, Singapore, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Uganda, Ukraine, USA, Yemen, Zimbabwe, Hong Kong.
VisaVirtualPhysicalKYC required
Crypto card fees on BitMart Card, and what it offers
Three fields decide what BitMart Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $70 and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. BitMart Card publishes an ATM limit of $2,000, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | Required | Free | $70 | Free | 5.5% | $2,000 | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where BitMart Card is available
The provider lists Worldwide as supported, and excludes Afghanistan, Albania, Armenia, Australia, Belarus, Venezuela, Bosnia and Herzegovina, Bulgaria and 54 more. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from BitMart Card
The provider supports these assets directly on the card: USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
The trade-offs on BitMart Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- No top-up fee
- 5.5% cashback on spending
- Apple Pay and Google Pay supported
What costs you
- $70 card issuance fee
- Identity verification required
- Not available in the United States
What people say about BitMart Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole BitMart Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
Memories of the FTX exchange collapse keep haunting me.BitMart are supposedly winding down shop soon and have asked all existing clients to withdraw their funds.But…
Celavie 0069, trustpilot.com, rated 1/5
I deposited total of 200 usdt and usdc into Bitmart but never get credited. I submitted tickets but i don't think I'll get a reply.
LIEW KUM CHENG, trustpilot.com, rated 1/5
bitmart is the most scam crypto.i can't advise someone to trade with bitmart.i invested about $1000 on bitmart.everything is blocked.u can not withdraw or transfer.that…
Roger Kengne Ngnechedji, trustpilot.com, rated 1/5
Fully KYC Level 2 verified, unable to withdraw or even log inI've been a verified (KYC2) BitMart user for years. I was never proactively notified…
Mark Bennett, trustpilot.com, rated 1/5
I made a withdrawal and it worked perfectly; Since it was a small amount, there was no problem. Later I tried to withdraw a larger…
danielle johnston, trustpilot.com, rated 1/5
Oh no another one.I heard they were shutting down but never got an email, have a loan and I wanted to pay, so I sent…
Jose M. Rojas, trustpilot.com, rated 1/5
Withdrawals are suspended on all possible networks. Scammer 2.0!!! Also customer support is sleeping.
Kangaroo Hasan, trustpilot.com, rated 1/5
all of they above.
Steven Osborn, trustpilot.com, rated 1/5
Never try to use this scamming platform all froad
Abhilash Suresh, trustpilot.com, rated 1/5
My Withdrawals are impossible to proceed since their wind down announcement on July 26th. I'm stucked with 280k usd since then.
Eddyroll, trustpilot.com, rated 1/5
Cards to compare BitMart Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
BitMart Card in context
Cashback 5.5%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.