Crypto card review
Brighty Card review: fees, limits and KYC
Brighty Card is a physical and virtual card on the visa, mastercard network. It has no annual fee. It pays 0.5-1.75% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US.
Visa, MastercardVirtualPhysicalKYC required
Crypto card fees on Brighty Card, and what it offers
Three fields decide what Brighty Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $2.99 and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Brighty Card publishes an ATM limit of $3,000, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa, Mastercard | Virtual, Physical | Required | Free | $2.99 | Free | 0.5-1.75% | $3,000 | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Brighty Card is available
The provider lists EEA, EU, Switzerland as supported, and excludes US. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Brighty Card
The provider supports these assets directly on the card: BTC, ETH, USDT, USDC, EURC, SOL, ADA, XTZ, TON, ISLM, NPC. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in USDC.
The trade-offs on Brighty Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- No top-up fee
- 0.5-1.75% cashback on spending
- Apple Pay and Google Pay supported
What costs you
- $2.99 card issuance fee
- Identity verification required
- Not available in the United States
Cards to compare Brighty Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
Brighty Card in context
Cashback 0.5-1.75%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.