Crypto card review
Bybit Card review: fees, limits and KYC
Bybit Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 2-4% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes United Kingdom, France, USA, Canada, Singapore, China, Hong Kong.
MastercardVirtualPhysicalKYC required
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Crypto card fees on Bybit Card, and what it offers
Three fields decide what Bybit Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Bybit Card publishes an ATM limit of $10,000, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Virtual, Physical | Required | Free | Free | Free | 2-4% | $10,000 | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Bybit Card is available
The provider lists EEA, Worldwide as supported, and excludes United Kingdom, France, USA, Canada, Singapore, China, Hong Kong. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Bybit Card
The provider supports these assets directly on the card: BTC, ETH, USDT, USDC, XRP, TON, MNT, BNB. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in Reward Points.
The trade-offs on Bybit Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- No top-up fee
- 2-4% cashback on spending
What costs you
- Identity verification required
- Not available in the United States
What people say about Bybit Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole Bybit Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
We opened a business account to pay our partners in crypto. Simple use case, decent volumes, we were counting on this to be a long-term…
Bartosz M, trustpilot.com, rated 1/5
My experience with Bybit was good, but now it’s the most bad crypto exchange I have ever seen. Locked funds and restriction account. Each day…
Elkien etssma, trustpilot.com, rated 1/5
I would strongly advise people to be careful when using Bybit EU.I received a USDT deposit of around $140 via ERC20. The blockchain transaction was…
Ed, trustpilot.com, rated 1/5
I had a problem with bybit card which is i made a payment and my payment was rejected from the supermarket because i had not…
Arsenal A.B, trustpilot.com, rated 1/5
Case/ Order ID: 2026092808585111002050002009194a08418bCase ID: 01M3KKT7FZKAH7MPN8CKSK5P7KHi. I have bought UsdT with express payment. I have used apple-pay. Two time, my deposit was declined because i…
Kovács Gergő, trustpilot.com, rated 1/5
Bybit EU has been the single worst experience I’ve ever had with a crypto platform. FIAT withdrawals regularly get frozen for days, without any real…
Balázs Ritter, trustpilot.com, rated 1/5
DO NOT use Bybit!It was worked good for a while, but then recently my account was restricted. They mentioned that it isn't about wrongdoing and…
Dmitriy Yugay, trustpilot.com, rated 1/5
They blocked me my rewards and identity for ever even i am using only one account bad 👎 👎 👎
Boss, trustpilot.com, rated 1/5
UID: 579494379I tried to register with Bybit and was asked to provide a copy of my criminal record as part of their verification process.They sent…
Michail Dimitriou, trustpilot.com, rated 1/5
I deposited cryptocurrency, but it has been stuck for too long now. Similar deposits to Kraken went through fast.No way to chat to agent, only…
Hung Tran, trustpilot.com, rated 1/5
Cards to compare Bybit Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
Bybit Card in context
Cashback 2-4%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.