Crypto card review
Coin98 Fusion Card review: fees, limits and KYC
Coin98 Fusion Card is a virtual card on the visa network. It has no annual fee. It pays 0.5-2% cashback on spending. The provider requires identity verification before issuing it.
VisaVirtualKYC required
Crypto card fees on Coin98 Fusion Card, and what it offers
Three fields decide what Coin98 Fusion Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $9 and a top-up fee of 1%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Coin98 Fusion Card publishes an ATM limit of SGD 10,000, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual | Required | Free | $9 | 1% | 0.5-2% | SGD 10,000 · daily | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Coin98 Fusion Card is available
The provider lists Singapore, APAC, Vietnam as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Coin98 Fusion Card
The provider supports these assets directly on the card: c98, usdc, usdt, vic. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in C98, USDT.
The trade-offs on Coin98 Fusion Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- 0.5-2% cashback on spending
- Apple Pay and Google Pay supported
- Spends 4 supported assets
What costs you
- $9 card issuance fee
- 1% top-up fee
- Identity verification required
- Virtual card only
Cards to compare Coin98 Fusion Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Coin98 Fusion Card in context
Cashback 0.5-2%, top-up 1%, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.