Crypto card review
Exodus Spend Card review: fees, limits and KYC
Exodus Spend Card is a virtual card on the visa network. It has no annual fee. It pays 0% cashback on spending.
VisaVirtual
Crypto card fees on Exodus Spend Card, and what it offers
Three fields decide what Exodus Spend Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Not supplied. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Exodus Spend Card publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual | — | Free | Free | — | 0% | — | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Exodus Spend Card is available
The provider lists Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Colombia, Cyprus, Germany, Denmark and 20 more as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
The trade-offs on Exodus Spend Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- Apple Pay and Google Pay supported
What costs you
- Virtual card only
- Not available in the United States
- No ATM withdrawal limit published
Cards to compare Exodus Spend Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Exodus Spend Card in context
Cashback 0%, top-up Not supplied, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.