Crypto card review
Pintopay Card review: fees, limits and KYC
Pintopay Card is a virtual card on the visa network. It has no annual fee. It pays 0% cashback on spending. The provider issues it without identity verification. The provider lists the United States as a supported region.
VisaVirtualNo KYC
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Crypto card fees on Pintopay Card, and what it offers
Three fields decide what Pintopay Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $15 and a top-up fee of 2.5%. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Pintopay Card publishes no ATM limit, so the dash in that column means the dataset holds no value for it rather than that there is no limit.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual | Not required | Free | $15 | 2.5% | 0% | — | Apple Pay, Google Pay | Yes |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Pintopay Card is available
The provider lists Worldwide as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Pintopay Card
The provider supports these assets directly on the card: USDT. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
The trade-offs on Pintopay Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- No identity verification required
- Apple Pay and Google Pay supported
What costs you
- $15 card issuance fee
- 2.5% top-up fee
- Virtual card only
- No ATM withdrawal limit published
What people say about Pintopay Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole Pintopay Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
This is not a service, it feels like a scamWithout any prior notice, my BB card and funds were frozen. There were 443 USD on…
Андрей Власов, trustpilot.com, rated 1/5
I had an unresolved balance migration issue for over 40 days after my virtual card expired.During this time, Pintopay support repeatedly provided generic responses, no…
Anya Aurelius, trustpilot.com, rated 1/5
This is the worst worst card provider that exists. They blocked my funds 1.1k for literally nothing. Switching to DeFicard now. Thanks 1.1k gone👍
lisa van straaten, trustpilot.com, rated 1/5
Scammers! Don't open an account here! And if you do, withdraw your money immediately! Three months ago, my cards became useless, and most payments stopped…
Andrei Bogorodskii, trustpilot.com, rated 1/5
Everything was working fine until today my card was blocked with 388$ with no reason. Of course is not possible to withdraw the money from…
Claudio Medeiros, trustpilot.com, rated 1/5
Scam company! Never try to use their service , almost all customers have same problem , first top up under 50$ everything works great, fast…
Alex, trustpilot.com, rated 1/5
SCAM DO NOT USESince april 19th i have been waiting for my frozen assets from closing card a cardA second card is also delayed with…
Consumer, trustpilot.com, rated 1/5
This company is a scam. My $200 fulfillment is stuck for a week. Support initially responded with pointless excuses, but now they don’t reply at…
Nik, trustpilot.com, rated 1/5
Pintopay owes me 1100$, they promised me they would refund me and I’m still waiting for my money 2 months later. Whatever you do, do…
Benim, trustpilot.com, rated 1/5
Pintopay robbed me of 1100$ and repeatedly saying they will send me the money within 30 days and it’s been 4 months now! Do not…
Leo, trustpilot.com, rated 1/5
Cards to compare Pintopay Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Pintopay Card in context
Cashback 0%, top-up 2.5%, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.