Crypto card review
Pyra Card review: fees, limits and KYC
Pyra Card is a physical and virtual card on the visa network. It has no annual fee. It pays 0-2% cashback on spending. The provider requires identity verification before issuing it. The provider lists the United States as a supported region.
VisaVirtualPhysicalKYC required
Crypto card fees on Pyra Card, and what it offers
Three fields decide what Pyra Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Pyra Card publishes an ATM limit of EUR 400, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | Required | Free | Free | Free | 0-2% | EUR 400 | Apple Pay, Google Pay | Yes |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Pyra Card is available
The provider lists Worldwide as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Pyra Card
The provider supports these assets directly on the card: SOL, BTC, USDC, USDT. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
The trade-offs on Pyra Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- No top-up fee
- 0-2% cashback on spending
What costs you
- Identity verification required
Cards to compare Pyra Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Pyra Card in context
Cashback 0-2%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.