Crypto card review
Trade Republic Card review: fees, limits and KYC
Trade Republic Card is a physical and virtual card on the visa network. It has no annual fee. It pays 1-2% cashback on spending.
VisaVirtualPhysical
Crypto card fees on Trade Republic Card, and what it offers
Three fields decide what Trade Republic Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of $5 and a top-up fee of Not supplied. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Trade Republic Card publishes an ATM limit of EUR 100, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | — | Free | $5 | — | 1-2% | EUR 100 · per withdrawal | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Trade Republic Card is available
The provider lists EU as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
The trade-offs on Trade Republic Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- 1-2% cashback on spending
- Apple Pay and Google Pay supported
- Physical and virtual card
What costs you
- $5 card issuance fee
- Not available in the United States
Cards to compare Trade Republic Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Trade Republic Card in context
Cashback 1-2%, top-up Not supplied, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.