Crypto card review
xPortal Card review: fees, limits and KYC
xPortal Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0.1-0.5% cashback on spending. The provider requires identity verification before issuing it.
MastercardVirtualPhysicalKYC required
Crypto card fees on xPortal Card, and what it offers
Three fields decide what xPortal Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Not supplied. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. xPortal Card publishes an ATM limit of EUR 500, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Virtual, Physical | Required | Free | Free | — | 0.1-0.5% | EUR 500 | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where xPortal Card is available
The provider lists EEA as supported. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from xPortal Card
The provider supports these assets directly on the card: egld, utk. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in EGLD, UTK, XMN.
The trade-offs on xPortal Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- 0.1-0.5% cashback on spending
- Apple Pay and Google Pay supported
What costs you
- Identity verification required
- Not available in the United States
Cards to compare xPortal Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
xPortal Card in context
Cashback 0.1-0.5%, top-up Not supplied, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.