Which is cheaper, Krak Card or Bybit Card?

Krak Card and Bybit Card both cost Free a year. The difference between them is in the fees that apply per transaction.

Does Krak Card or Bybit Card require identity verification?

Krak Card requires identity verification and Bybit Card requires identity verification.

Can I use Krak Card and Bybit Card in the United States?

Krak Card does not list the United States as a supported region and Bybit Card does not list the United States as a supported region.

Which of Krak Card and Bybit Card pays cashback?

Bybit Card pays the most, up to 4%, against 2% for Krak Card.

Can I get a physical card from Krak Card or Bybit Card?

Krak Card issues physical and virtual cards and Bybit Card issues physical and virtual cards.

Does Krak Card or Bybit Card work with Apple Pay and Google Pay?

Krak Card supports Apple Pay and Google Pay and Bybit Card supports Apple Pay and Google Pay.

Which card network do Krak Card and Bybit Card run on?

Krak Card runs on mastercard and Bybit Card on mastercard.

Head to head

Krak Card vs Bybit Card

You are a Kraken user weighing its own card against a broader exchange card.

Where the two actually differ

Bybit Card returns more cashback on spending, up to 4%.
Bybit Card publishes an ATM withdrawal limit and Krak Card does not, so you cannot tell from the dataset how much cash Krak Card will release.
Krak Card excludes fewer countries, so it is the one more likely to work in a second market.
Bybit Card accepts more assets directly, listed on its card page, which decides whether you have to convert before you spend.

Every line above is generated from the fields in the table below, so none of it is an opinion. Where a value is missing from the provider dataset, the difference is reported as unknown rather than as a win.

Krak Card fees vs Bybit Card fees, side by side

The crypto card fees, limits and verification rules both providers publish, on the same rows. A dash means the dataset holds no value for that field rather than that the value is zero.

Krak Card compared with Bybit Card
Card	Network	Form	KYC	Annual fee	Issuance	Top-up	Cashback	ATM limit	Wallets	In the US
Krak Card	Mastercard	Virtual, Physical	Required	Free	Free	—	0-2%	—	Apple Pay, Google Pay	No
Bybit Card	Mastercard	Virtual, Physical	Required	Free	Free	Free	2-4%	$10,000	Apple Pay, Google Pay	No

Fee, limit and KYC data was last updated 2026-10-02.

Which one you should pick

Each line below is a case where that card beats the other one on a field both providers publish. Nothing here is an overall score.

Choose Krak Card if

you travel, and it excludes fewer countries than the other card does

Krak Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 0-2% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, CN, RU. Annual fee Free, top-up Not supplied, cashback 0-2%.

What Krak Card costs you

Identity verification required
Not available in the United States
No ATM withdrawal limit published

Choose Bybit Card if

cashback is higher at 4% against 2%
you want to spend without converting first, and it accepts 8 assets directly against 0

Bybit Card is a physical and virtual card on the mastercard network. It has no annual fee. It pays 2-4% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes United Kingdom, France, USA, Canada, Singapore, China, Hong Kong. Annual fee Free, top-up Free, cashback 2-4%.

What Bybit Card costs you

Identity verification required
Not available in the United States

Questions about Krak Card and Bybit Card

Answered from the same provider dataset as the table above. A question is left out rather than answered with “not published”.

Which is cheaper, Krak Card or Bybit Card?: Krak Card and Bybit Card both cost Free a year. The difference between them is in the fees that apply per transaction.
Does Krak Card or Bybit Card require identity verification?: Krak Card requires identity verification and Bybit Card requires identity verification.
Can I use Krak Card and Bybit Card in the United States?: Krak Card does not list the United States as a supported region and Bybit Card does not list the United States as a supported region.
Which of Krak Card and Bybit Card pays cashback?: Bybit Card pays the most, up to 4%, against 2% for Krak Card.
Can I get a physical card from Krak Card or Bybit Card?: Krak Card issues physical and virtual cards and Bybit Card issues physical and virtual cards.
Does Krak Card or Bybit Card work with Apple Pay and Google Pay?: Krak Card supports Apple Pay and Google Pay and Bybit Card supports Apple Pay and Google Pay.
Which card network do Krak Card and Bybit Card run on?: Krak Card runs on mastercard and Bybit Card on mastercard.

Other options you are weighing

Available in the country you are browsing from.

Other cards to consider alongside Krak Card vs Bybit Card
Card	Network	Form	KYC	Annual fee	Issuance	Top-up	Cashback	ATM limit	Wallets	In the US
Tria Card	Visa	Virtual, Physical	Required	Free	Free	Free	1.5-6%	—	Apple Pay, Google Pay	Yes
CoinZoom Card	Visa	Virtual, Physical	Required	Free	$10	1.99%	0.5-5%	$1,000	Apple Pay, Google Pay	Yes
Ether.fi Card	Visa	Virtual, Physical	Required	Free	Free	Free	2-3%	$10,000	Apple Pay, Google Pay	Yes

Both cards are described from the provider dataset bit.pizza maintains, last updated 2026-10-02. Providers change their own fees and terms, so confirm anything you rely on with them directly.