Crypto card review
Bitpanda Card review: fees, limits and KYC
Bitpanda Card is a physical and virtual card on the visa network. It has no annual fee. It pays 1% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, UK, CA, AU, JP, CN, RU.
VisaVirtualPhysicalKYC required
Crypto card fees on Bitpanda Card, and what it offers
Three fields decide what Bitpanda Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Bitpanda Card publishes an ATM limit of EUR 500, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Visa | Virtual, Physical | Required | Free | Free | Free | 1% | EUR 500 · daily | Apple Pay, Google Pay | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Bitpanda Card is available
The provider lists EEA as supported, and excludes US, UK, CA, AU, JP, CN, RU. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Bitpanda Card
The provider supports these assets directly on the card: BTC, ETH, SOL, XRP, ADA, DOGE, DOT, MATIC, AVAX, LINK, ATOM, UNI. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in BTC, Spent Asset.
The trade-offs on Bitpanda Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- No top-up fee
- 1% cashback on spending
What costs you
- Identity verification required
- Not available in the United States
Cards to compare Bitpanda Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Plasma One | Visa | Virtual, Physical | Required | Free | Free | Free | 2% | — | Apple Pay, Google Pay | Yes |
| Kardpay Card | Mastercard | Virtual | — | Free | $29 | 5% | 0-2% | $1,500 · daily | — | Yes |
| Zero Fiat Browser Extension | Mastercard | Virtual | Not required | Free | Free | Free | 1% | — | — | Yes |
Bitpanda Card in context
Cashback 1%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.