Crypto card review
Ready Card review: fees, limits and KYC
Ready Card is a physical card on the mastercard network. It has no annual fee. It pays 0.5-3% cashback on spending. The provider requires identity verification before issuing it. The provider does not list the United States as a supported region, and excludes US, AF, KP, IR, SY, CU.
MastercardPhysicalKYC required
Crypto card fees on Ready Card, and what it offers
Three fields decide what Ready Card costs: the annual fee, the issuance fee and the top-up fee. For this card the dataset holds an annual fee of Free, an issuance fee of Free and a top-up fee of Free. Top-up is the one that recurs, because it is charged each time value is moved onto the card, which is why it costs more over a year than the annual fee usually does. Ready Card publishes an ATM limit of $500, which is the most it will hand out in cash.
| Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | Physical | Required | Free | Free | Free | 0.5-3% | $500 | — | No |
A dash in this table means the provider dataset holds no value for that field. It does not mean the fee is zero. Fee and limit data was last updated 2026-10-02.
Where Ready Card is available
The provider lists UK, EU as supported, and excludes US, AF, KP, IR, SY, CU. Availability is the first thing to check, because a lower fee does not help if the provider will not issue to you.
What you can spend from Ready Card
The provider supports these assets directly on the card: USDC, BTC, ETH. Anything not on that list has to be converted before you spend it, and the conversion fee applies.
Cashback and rewards are paid in STRK.
The trade-offs on Ready Card
These are read straight off the fields in the table above, not opinions.
What works in your favour
- No annual card fee
- Free card issuance
- No top-up fee
- 0.5-3% cashback on spending
What costs you
- Identity verification required
- No Apple Pay or Google Pay support
- Not available in the United States
What people say about Ready Card
Short extracts from public reviews, kept short and linked back to the source, collected 2026-09-29. These are other people's opinions, not ours.
These come from Trustpilot and cover the whole Ready Card service, not only the card, so account handling, support and transfers appear alongside anything about spending. They are the reviews the source lists first, not a balanced or curated selection, so a run of complaints can appear here exactly as it does on the source. A block is only shown when enough of the collected reviews actually discuss spending with crypto, because a brand name is not a product and some providers share a name with an unrelated business. Read this section for the provider's reputation and the table above for what the card itself charges and does.
These guys are same as others. At first they charge 120$ for a year at once, and the remove the 3% cashback system after few…
MrG, trustpilot.com, rated 1/5
They have upset many people with reducing the cashback from 3% to ~1% (the additional 2% are kinda hard to get, you need to be…
Paulina from cryptonoshi.com, trustpilot.com, rated 3/5
I paid a lot of money to have a metal card which I never received. They simulate to send the card but they provided to…
Max, trustpilot.com, rated 1/5
Card was suddenly frozen after an ominous email about eu regulations and now my funds are stuck. Feels like a scam
Samuel Auer-Klintmalm, trustpilot.com, rated 1/5
It is a financial/crypto company but their services are not customer friendly servicesI tried to sing up for their services but it turned out to…
Ismail Balaban, trustpilot.com, rated 1/5
My First experience at VR and staff were very helpful and knowledgeable
Phil Cole-Wilde, trustpilot.com, rated 5/5
My son (11) and his friend had an hour of multiple VR games. They loved it. We arrived early so they got to play on…
Mr Graham Wiseman, trustpilot.com, rated 5/5
You guys are amazing! You helped me super quickly with something that turned out not to be an actual issue — I was just confused.
Kassa WasHere, trustpilot.com, rated 5/5
scammers who only respond if it would otherwise affect their reputation, and very shady.
I I, trustpilot.com, rated 1/5
Metal plan is a total ripoff. Customer support takes DAYS to respond. Awful service. Stay far far away!
William Pada, trustpilot.com, rated 1/5
Cards to compare Ready Card against
Available in the country you are browsing from, on the same fields as the table above.
| Card | Network | Form | KYC | Annual fee | Issuance | Top-up | Cashback | ATM limit | Wallets | In the US |
|---|---|---|---|---|---|---|---|---|---|---|
| Tria Card | Visa | Virtual, Physical | Required | Free | Free | Free | 1.5-6% | — | Apple Pay, Google Pay | Yes |
| CoinZoom Card | Visa | Virtual, Physical | Required | Free | $10 | 1.99% | 0.5-5% | $1,000 | Apple Pay, Google Pay | Yes |
| Ether.fi Card | Visa | Virtual, Physical | Required | Free | Free | Free | 2-3% | $10,000 | Apple Pay, Google Pay | Yes |
Ready Card in context
Cashback 0.5-3%, top-up Free, annual fee Free. Provider terms change on their own schedule; confirm anything you rely on with the provider before you fund an account.